u/1990dtgl98

Smooth transaction!

Some context. Late 30s married couple. Combined income about 210k. Currently investing the max 15k into roth iras (7500 each). Maxing out our HSA. She contributes about 13k to traditional 401k and I contribute around 10k to my traditional 401k.

My company offers roth 401k (hers does not). I was wondering if there was any benefit to switching to roth contributions (the 6% company match would continue to be pre-tax dollars)?

I look at it as were contributing 15k to a roth ira so I dont need to, plus the match is our contribution but pre-tax. So my company would technically be investing more to match if its pre-tax as well (if this makes sense).

However id like a 2nd opinion on this.

Thanks!