IRS Trump Account - “Unable to process” twice with no explanation. Anyone else?
My spouse and I have been trying to create a Trump Account for our newborn, but we’ve now had two separate elections rejected with the exact same message: “Unable to process.”
Here’s our situation:
-Child was born in the United States in 2026.
-Child has a Social Security Number that was automatically issued through the hospital.
-We entered the child’s name exactly as it appears on the Social Security card.
-One parent is a naturalized U.S. citizen and the other is a lawful permanent resident (green card holder).
-We submitted the election once in late May and again on July 4th, thinking it might have been a timing issue.
Both submissions resulted in:
Status: Unable to process
We also received an email titled "Your child isn't eligible for a Trump Account " stating:
“We were unable to verify their identity with the information you provided on IRS Form 4547.”
We’ve already checked:
✔️ IRS Notices & Letters (nothing new)
✔️ Child’s name and SSN
✔️ Eligibility requirements as far as we can tell
At this point we’re wondering if this is:
a system bug,
an IRS/SSA verification issue,
or if others are experiencing the same problem with this relatively new program.
Has anyone else run into this?
If so:
-Were you eventually able to get it resolved?
-Did you have to call the IRS?
-Was there a specific issue causing the identity verification to fail?
-Any advice or shared experiences would be greatly appreciated. Thanks!