u/Accurate-Guitar8848

I have a 2017 Peugeot 2008 1.2 blutech about to be NCT’d over 200km on it.

It’s automatic, couple of scrapes after 4 years it’s just time to get a different car.

My partner has an automatic licence so will need to be another automatic

Is any dealer likely to take it? Assuming having the NCT will benefit me? Looking to use it as a deposit as down payment on a new car. I don’t have a deposit really and no finance o/s on this one since March.

Apologies just never sold a car before and don’t want to be taken for a spin (pun intended)

Married couple
2 children
One wage income 65k
One social payment
Selling our home for a decent profit hopefully 200k and looking to get a mortgage with a exception of x4 my wage

Have applied with number of lenders, we had a lot of loans that we were lucky enough to clear within the last 3 months.

We’ve had the docs in with all providers for about 7-10 days now and not heard much, worried now we won’t get a mortgage at all and we are desperate to move so if it’s not the x4 then so be it.

Our accounts wouldn’t be super squeaky clean the odd lotto ticket and a flutter during Cheltenham

Worried we won’t get a mortgage from anyone now since there’s silence and we’ve began the process of selling. Would anyone have a similar experience or advice or reassurance seems to be the main thing I’m after as I thrall Reddit on a Friday evening worried about this

For reference we’ve ok amount of savings
Applied with BOI, PTSB, AIB, ICS & Credit Union