Can a collection agency sell your settlement savings?
I had a $12,000 collection agency account and they offered to take $4,000 off if I set up an agreed upon payment plan. I really struggled but did it for a long time because $4,000 is a significant amount off. Then once I paid it off, they told me the account was settled but then sold the account to another collection agency a couple months later. Now they are coming after me for the $4,000. I have no documentation of the agreement because everything was online through the collection agency and they closed my online portal once the account was "settled". Is this legal? Don't trust anything these companies tell you. They are truly sh*t.