hey, I need some decorating help. Just got a new TV mount so that the TV can come lower off of the fireplace mantle but I am now seeing a new problem of it’s ugly as all hell if anyone has any fixes or help it would be appreciated. Any ideas are welcome.
Recently got a Hatch Restore as a gift and I usually use my phones alarm and have a Morning Routine shortcut that is triggered when I turn off my alarm and was wondering what I can I do to make that happen with the Hatch Alarm Clock
My fiancée just graduated law school, and I’m seeing her student loans in detail for the first time.
She has about 20 federal graduate loans (Grad PLUS and Direct Unsubsidized) through FAFSA with interest rates ranging from 7% to 9%, totaling roughly $210,000.
When I look at federal consolidation, the estimate shows payments of about $2,600/month through 2035, with around $260,000 paid in total.
I’m trying to figure out whether it would make more sense to:
We both have strong credit and expect a solid income after she passes the BAR, but I’m unsure whether giving up federal protections (income-driven repayment, deferment, possible forgiveness options, etc.) is worth the lower rate.
For those who’ve been in a similar situation, especially with large law school debt, did refinancing save you a meaningful amount? Or was staying with federal loans the better move?
Any advice or things we should consider before making this decision would be greatly appreciated.
My fiancée just graduated law school, and I’m seeing her student loans in detail for the first time.
She has about 20 federal graduate loans (Grad PLUS and Direct Unsubsidized) through FAFSA with interest rates ranging from 7% to 9%, totaling roughly $210,000.
When I look at federal consolidation, the estimate shows payments of about $2,600/month through 2035, with around $260,000 paid in total.
I’m trying to figure out whether it would make more sense to:
We both have strong credit and expect a solid income now that she’s an attorney, but I’m unsure whether giving up federal protections (income-driven repayment, deferment, possible forgiveness options, etc.) is worth the lower rate.
For those who’ve been in a similar situation, especially with large law school debt, did refinancing save you a meaningful amount? Or was staying with federal loans the better move?
Any advice or things we should consider before making this decision would be greatly appreciated.