▲ 0 r/fsbo

If you decide to use a listing agent, you may want to add this addendum to your listing agreement.

This addendum protects the interest of the seller over the agent if an unrepresented buyer brings an offer. Of course, review and consult with your lawyer and provide feedback on any item I may have overlooked!

SAMPLE ADDENDUM TO EXCLUSIVE RIGHT TO SELL LISTING AGREEMENT

Regarding Buyer Broker Compensation

This Addendum is made on [Date], and is attached to and made a part of the Exclusive Right to Sell Listing Agreement dated [Original Agreement Date] (the “Listing Agreement”) between [Your Full Name(s)] (“Seller”) and [Listing Brokerage/Firm Name] (“Broker”) for the property located at [Property Address] (“Property”).

1. Purpose.

This Addendum modifies the compensation provisions of the Listing Agreement with respect to any compensation offered or paid to a buyer’s broker (also referred to as cooperating broker or buyer’s agent). All other terms of the Listing Agreement remain in full force and effect unless expressly modified herein.

2. Buyer Broker Compensation.

Seller shall have no obligation to pay, offer, or authorize any compensation, fee, concession, or split to any buyer’s broker or buyer’s agent in connection with the sale of the Property, except as expressly provided in this Paragraph 2.

Buyer broker compensation will only be paid by Seller if the following conditions are all met:

a. The buyer’s offer includes a written request for buyer broker compensation (e.g., via a seller concession, direct payment, or other mechanism) in a specific dollar amount or percentage of the purchase price;

b. Seller, in Seller’s sole discretion, determines that the offer (after accounting for the requested buyer broker compensation, any other concessions, closing costs, repairs, and Seller’s listing broker compensation) nets Seller more than the highest alternative offer that does not require Seller to pay buyer broker compensation; and

c. The transaction closes successfully.

Any such payment shall be made at closing from the sale proceeds and shall not exceed the amount requested in the qualifying offer. Seller is under no obligation to accept any offer or to pay buyer broker compensation even if the above conditions are met.

3. No MLS Offer of Compensation.

Broker is not authorized to advertise, offer, or communicate any specific compensation to buyer brokers via the MLS or otherwise, except as may be agreed in writing on a case-by-case basis for a specific offer.

4. Unrepresented Buyers.

If a buyer is unrepresented (no buyer broker), no additional compensation shall be due to Broker beyond the compensation specified in the Listing Agreement.

5. Entire Agreement; Modifications.

This Addendum constitutes the entire understanding between the parties regarding buyer broker compensation. Any further modifications must be in writing and signed by both parties. In the event of any conflict between this Addendum and the Listing Agreement, this Addendum shall control.

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u/AdComfortable2974 — 9 days ago
▲ 8 r/fsbo

What to say to a buyer's agent or buyer on why you have not reduced your sales price by 3% because you're not using a listing agent

Hi there! This is a great question! Do you know how much work it is for a seller to get their home ready to FSBO?

Well, for one, we're not realtors. We had to spend a lot of time researching our local market, looking for comps, and doing general research on home selling. This includes reviewing disclosure forms and contracts, contracting with attorneys, and pre-sale inspectors.

Once we've done this and felt ready to list, then we have to deep clean and declutter. Perhaps paint, buy items for staging, and get the house photo ready. Don't forget curb appeal! This is a whole lot of work, and hiring contractors is not cheap. Doing it yourself saves money but is laborious and takes time, especially if you work full-time.

Next up, we have to develop a marketing strategy, hire photographers, and if we're going on the MLS, there are fees associated with that as well.

Now we have to deal with managing open houses, taking phone calls, and individual showings, scheduling, and negotiations.

Since we've done all the work of an agent, plus some, why do you feel that we should reduce our price by 3%? You don't expect your agent to work for you for free, but you expect the homeowner to work for free AND pay your agent?

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u/AdComfortable2974 — 12 days ago

3/2 Housing inventory - East Forsyth near Lanier

For buyers looking in this area, not many options to choose from that are 3/2 one-level or close to one-level ranches. Are sellers paying closing costs in this kind of market, or would sellers be put off by a buyer asking for them? Yes I know you can always ask but also risk offending some.

No agent is involved at this point, still just looking at purchasing in this area but was told by one agent that its common in this area for sellers to pay 9% sale costs. Does this sound accurate?

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u/AdComfortable2974 — 14 days ago

3% off price of comparable homes because our home has a steep drive?

Met with an agent last year who brought comps and said we should discount our home because it's on a hill and has a steep driveway. Yes, the larger part of our front yard is on a hill, but once at the top, the house sits fairly level in the front, and the backyard is also expansive and flat.

I laughed when she told us this because I fell in love with the home for this reason; it feels more private and safe, for one. Deters solictors somewhat, and porch bandits can't see what we have. I personally use the hill for exercise; it's better than an incline treadmill, and it's free.

We're still doing some repairs, small upgrades and decluttering right now while deciding if we're going to list at all, but I do realize the hill may be a turn-off for some. But I do not believe we should lower our price to below other comps for this reason, because after all, there may be others that like houses on hills as much I did and still do.

When would you follow advice that doesn't feel right to you? We're in north Georgia and we are in no hurry to sell. Both of us are semi-retired and have just thought about selling to cash in on the equity and move closer to our kids who further south.

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u/AdComfortable2974 — 16 days ago
▲ 16 r/SSDI

Just told it can take 2 years to be assigned a case worker

Firstly, my heart goes out to anyone struggling right now, either receiving benefits or not. I edited this to add that I do not have a lawyer and will get one if I'm denied.

I applied on 9/29/25 for mental health (ASD-1, GAD, Delusional disorder, PTSD, depression and was denied, so I applied for a reconsideration. I've been very proactive about uploading documents to the portal, including medical records and third-party forms. I'm in Georgia, 58, and applied at age 57. I requested my file back in March, and I've never received it.

I called today because I received a request to complete forms already completed and uploaded to the portal that were less than 6 months old, and was told that:

  1. My case was reactivated, and I'm not in reconsideration.
  2. My case was not assigned a case worker yet, even though I was told it was assigned back in March. I was told that it was with a pre-development unit.
  3. It's currently estimated that assignment to a caseworker may take two years from today, 6/11/2026.

My goal was to use my SSDI payments to try to heal and then try to get back to work once my therapist releases me to go back to work. Also, understanding that I may also be too old and too far gone to ever be able to work again, but I'm trying to remain hopeful. This conversation I had this morning feels like a setback for me mentally.

I don't want to stir up trouble, and I don't like to complain, and I know the timelines stink for most everyone, but this timeline seems far outside of average to me. I'm blessed that I have a husband to help take care of me, but as it stands, our income is below the poverty level, and we are running out of savings fast. We do own a home we can sell, but we know what that looks like now and don't want to lose our equity trying to sell during a war.

When should I ask for help from someone else, such as writing my congressman, and in this state that is ultra conservative, would it even matter? I'm so distraught right now, it's hard to think straight.

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u/AdComfortable2974 — 26 days ago

Discrimination by Mortgage Servicers for those in BK

This also posted in a law sub:

I know there are federal laws that protect people in bankruptcy from discrimination. While I don't think a law exists to protect people in my unique situation, it's curious to me, so I thought I'd make an inquiry here and hopefully someone will explain it to me like I'm five.

I just received a Chapter 13 discharge 4/22. I was mostly pro-se. Before I filed, I was able to make payments through my mortgage servicer, Selene Finance, through their website/portal. At some point after filing, they removed my ability to make payments through their website, even though part of the plan was to pay them directly. No biggie, I set up auto payments through my bank.

Sometime in late Feb. or early March, I tried to log in and was greeted with a white screen that stated: "Please Contact Support - Your account status is limiting your access to additional information" and provided their phone number.

Since then, I've not gotten a single statement from them since I signed up for paperless statements/e-statements.

Apparently, it's standard practice for folks under bankruptcy to be denied the same access as other people, but there isn't a really good explanation as to why. I know certain things they state or do during a bankruptcy can have consequences, but I can't see for the life of me why they take this step. Any takers?

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u/AdComfortable2974 — 1 month ago

Is this a type of discrimination?

USA - I know there are federal laws that protect people in bankruptcy from discrimination. While I don't think a law exists to protect people in my unique situation, it's curious to me, so I thought I'd make an inquiry here and hopefully someone will explain it to me like I'm five.

I just received a Chapter 13 discharge 4/22. I was mostly pro-se. Before I filed, I was able to make payments through my mortgage servicer, Selene Finance, through their website/portal. At some point after filing, they removed my ability to make payments through their website, even though part of the plan was to pay them directly. No biggie, I set up auto payments through my bank.

Sometime in late Feb. or early March, I tried to log in and was greeted with a white screen that stated: "Please Contact Support - Your account status is limiting your access to additional information" and provided their phone number.

Since then, I've not gotten a single statement from them since I signed up for paperless statements/e-statements.

Apparently, it's standard practice for folks under bankruptcy to be denied the same access as other people, but there isn't a really good explanation as to why. I know certain things they state or do during a bankruptcy can have consequences, but I can't see for the life of me why they take this step. Any takers?

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u/AdComfortable2974 — 1 month ago

Understanding the condition class and effective pricing

We're looking to sell our home FSBO and want to get the pricing correct. We're also curious as to what upgrades can change the condition class.

Our home has new siding, soffit, gutters, fascia, and the black patio has been doubled. Almost everything in the interior has also been replaced except the kitchen cabinets and primary vanity, which were refaced. The tubs were replaced, the surrounds are tiled, and the primary bath shower has been tiled. Outside of that, our home has a vegetable garden and a walking trail that make it unique. The roof is a 40-year-old roof that is only 6 years old, and the HVAC is 2 years old, along with the water heater.

The main issue is that in our neighborhood, two of the homes have sold in the last 6 months, which matches our sq. ft. sales, needing major repairs, and the other sold last year had some interior updates but no exterior updates. All three homes sold at around 350k.

At the beginning of the year, we were very optimistic about listing closer to 400k because, in addition to the updates, our home has some unique features like a vegetable garden area and a small walking trail with upgraded landscaping. With these two recent sales, we've become really concerned that pricing at this level would be beyond aspirational at this point.

The first question is: is it possible that the upgrades could change the condition class, making our home more comparable to newer homes? And if so, could that justify almost a 50k difference in appraised value?

Our home is a 3/2 starter home, technically. It's also the second smallest in the neighborhood. TIA!

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u/AdComfortable2974 — 1 month ago