Are you using it ? How did you apply? How long did it take? Once approved, how did you activate it/step-by-step process/?

Which certifications have helped your career the most?

Examples:

• CISSP
• CISA
• CRISC
• CISM
• ISO 27001 Lead Auditor
• Security+
• Certified in Risk and Information Systems Control

Share your recommendations and experiences.

Old SaaS = humans use software.
SaaSw = AI agents do the work for humans.

Instead of:

• logging into 10 apps,
• updating CRMs,
• answering tickets,
• moving data manually,

AI workers now:

• execute workflows,
• coordinate tools,
• make decisions,
• complete tasks autonomously.

The business model changes, too:

• from per-seat pricing
• to outcome/task-based pricing.

The biggest risk for traditional SaaS companies:
Their UI was the product.

But in the agent era, APIs + orchestration + proprietary workflow data matter more than dashboards.

Do you agree? If not, please let us hear your take

Hey everyone,

I’ve been building a banking system from the ground up, not just a neobank UI, but the underlying financial infrastructure layer (ledger, payments, compliance) with an AI decision layer on top.

Instead of dashboards first, the idea is that software should be able to decide and execute financial actions safely

What’s built so far:

• Double-entry ledger (real-time, deterministic)
• Payments orchestration (ACH / wires / internal transfers)
• Compliance + AML rules engine
• AI layer for:
  • payment approval/risk scoring
  • fraud detection
  • cash flow insights
• More than 26 Microservices

The direction I’m exploring:
→ API-first (not a consumer bank-)
→ eventually: “AI-assisted financial execution” (with strict guardrails + auditability)

Right now I’m trying to validate what to productize first:

1. Embedded accounts + payments API (Stripe-like)
2. AI-powered approval/fraud layer (drop-in for existing systems) or others

I’d really value input from:

• founders building SaaS/fintech
• engineers who’ve worked with banking APIs
• Anyone who’s dealt with payment ops, fraud, or finance workflows

Main question:
👉 What would you actually adopt first if you had this available? Also open to chatting with anyone interested in testing/partnering. Appreciate any honest feedback — even if it’s critical.