I have customers from India, Brazil, Mexico, and Dubai. I need a normal payment platform that works literally everywhere.
Lemon Squeezy - no. Paddle - I hate it even more. I'm looking at Unlimit and other neobanks. What do you recommend?
Is there any sector or field or service you guys think that lacks growth in fintech sector which can be worked upon by tech
We are a fintech startup with 40 people. Last month, DoControl flagged a contractor downloading our API documentation to his personal google drive. Our legacy SaaS DLP saw the credit card regex hits in slack and sent me 40 alerts that day but it didn't capture the 200 MB of source code that left through a shared Dropbox link.
I have been reviewing those credit card alerts for the three months thinking we were covered. The contractor had access to our GitHub repos, jira and confluence. DoControl correlated the download spike with account status. The contractor was inactive in our HRIS but still had live OAuth tokens in three tools.
I spent the next week finding every former employee with lingering access as our SaaS DLP was built for email attachments. Is anyone actually happy with their SaaS DLP or are we just tolerating the alerts? I am not looking for vendor recommendations, I want to know if your DLP catches real exfiltration or if you're also playing whack-a-mole with regex rules.
I am building an early stage product in financial planning and starting to get some users. I was trying to see if there are accelerators that focus on Fintech? Looking for investing but also mentorship from people who have some experience in Fintech. Better Tomorrow Ventures used to have one, but seems like they are no longer doing accelerators? Any others come to mind?
genuinely nobody talks about this months of testing AI sales tools. better leads. better follow up. cleaner CRM. by all means processor froze and none of those leads could actually pay.
the pipeline doesn't matter if checkout breaks right.
I’m looking to invest in and join the right fintech startup.
Looking for a $1-2M investment opportunity and want to play a significant role in the business. I founded and exited a $50M revenue fintech in 2022. Looking to get back into the space as I realize it’s where I have relationships and knowledge
Send a message if your company fits the bill.
I know digital advertising in these parts of the world especially for financial services doesn’t work as effectively as it does in the West. Mainly because of trust with the local populations as well as bot traffic eating campaign budgets. So how do they actually get users?
Hey guys,
I just graduated high school and I am pretty unsure about what career I want. I’ve always been somewhat interested in Finance and somewhat interested in computers which is what made me think of Fintech. Do I know a lot about Finance or computers? No. I’d love to learn though! If you have any advice or youtube videos you could link about the field then that’d be much appreciated.
Anyways, I heard the college I’m going to doesn’t have that good of a CS program but has a very good finance and IT program! Which would you recommend?
I’m in the USA btw, Florida.
We are a B2B SaaS company with entities in Singapore, Australia, and the UK, and as we have grown, keeping track of cash across different accounts has become surprisingly frustrating.
For a while we managed with bank portals, spreadsheets and a lot of manual checking. It worked when things were smaller but now it feels like someone is always asking where the cash actually is or whether one entity needs funding from another.
A few months ago we decided to stop relying on spreadsheets. We ended up moving most of the treasury workflow into Finmo mainly because we wanted everything in one place instead of jumping between different bank accounts. It definitely helped with visibility, although getting everything connected wasn't as straightforward as I expected.
I am still curious how other finance teams handle this. Are you mostly using your ERP, your bank's own tools or a separate treasury platform? At what point did spreadsheets stop being enough for you?
Im based in the US and I have multiple different questions about this, so if anyone in this field is willing to answer it would help a lot
For anyone running international AP and tired of supplier emails about missing wires, the reliability problem is almost always the rails not the team. SWIFT has too many hops and each one is a place a payment can stall.
What actually makes international supplier payments reliable is moving off correspondent bank chains and onto a stack where the cross border leg does not rely on intermediaries. The platforms doing this well in 2026 run on regulated stablecoin infra. Cybrid is the backend layer most north america focused B2B platforms use it seems, it handles licensing, FBO custody, and the USDC settlement leg, while the platform on top owns the AP workflow.
The reliability gain comes from fewer moving parts. A SWIFT MT103 touches 3 to 5 banks on average before reaching the supplier. A stablecoin rail touches the origination bank, the infra provider, the payout partner, done. Fewer hops, fewer failure points. And it's all tracked
Reconciliation gets easier too because every leg is timestamped. Your controller can prove the supplier received funds at 2:14pm without calling the bank. That alone removes most of the "did you get our payment" emails that eat AP team time.
If reliability is the goal, the answer is fewer intermediaries on the cross border path. Stablecoin backed AP platforms are the realistic 2026 way to get there.
Most fintech fraud prevention still seems focused on what happens once someone is already inside the app or portal: suspicious logins, unusual transfers, payment blocks, KYC/AML checks, and account takeover signals. Those are all important, but I wonder if the bigger gap is everything that happens before the user ever reaches the real platform.
A lot of scams now seem to begin with fake bank pages, spoofed support chats, fake fraud alerts, cloned login flows, or someone being coached into trusting the wrong interface. By the time the activity shows up inside the fintech system, the user may already believe they are doing the right thing in the right place. It makes me wonder whether fintech fraud prevention is still too centered on detecting the final action, rather than the manipulation that leads up to it. Where do people think the real answer is here?
Curious what people are seeing on the ground. Fintech feels like it should be a goldmine for AI-assisted builders — huge compliance/audit surface, tons of manual processes, deep pockets but also feels locked down by regulation, KYC/AML overhead, and incumbents who won't touch anything without a security audit trail.
For those building in this space:
Are you finding real paying customers, or mostly portfolio/demo projects?
Is the barrier technical (banking APIs, compliance tooling) or just trust (nobody wants unvetted AI agents near money)?
Anyone had luck selling into banks/lenders vs. just building consumer fintech tools?
Trying to figure out if this is a market with real appetite right now or one that looks good on paper and dies in procurement. Would love to hear war stories either way.
Alguém conhece um BaaS barato para indicar?
Estamos em uma fase importante da minha fintech e precisamos de uma infraestrutura financeira, então estamos buscando um BaaS que ofereça:
- conta digital para pessoa física e jurídica
- PIX CashIn e CashOut
- emissão de extrato
- webhooks para notificações em tempo real
- Tap-Top-Pay
Precisa ser acessível ( O mais barato possível!!! ), porque ainda estamos em fase de validação do produto.
Se você conhece alguma opção ou já trabalhou com algum BaaS que se encaixa nisso, me manda mensagem ou comenta aqui 🤝
In early planning for a stablecoin product and the vendor landscape is harder to read than expected.
Most of what gets sold as "stablecoin infrastructure" seems to be either custody of existing stablecoins or issuance rails in isolation, but a few providers now claim something closer to a complete operational stack: reserve management, issuance, redemption flows, compliance architecture, and settlement rails.
What I'm trying to understand is whether any single provider actually covers the full lifecycle, or whether everyone is quietly assembling a multi-vendor setup and hoping the pieces connect cleanly. Has anyone built a stablecoin from scratch with a regulated infrastructure partner?
I started looking for a payroll provider thinking I'd compare APIs and pricing
Instead I'm sitting here asking questions like what happens if we launch cards later, banking or other financial products
Feels like these decisions lock in more than I expected
How did you go on about this? I think my biggest mistake was not thinking it through
Disclosure: I’m building a product in the fundraising / investment workflow space, so I’m trying to understand the problem better before making assumptions.
I’m curious how fintech founders and early-stage investors currently manage the fundraising and deal evaluation process.
From what I’ve seen, the workflow often gets scattered across:
- investor lists
- pitch decks
- financial models
- valuation notes
- cap table data
- data room folders
- follow-ups across email and LinkedIn
- investor evaluation notes
For founders, where does the process usually become messy first?
For investors, what is the most painful part of reviewing early-stage companies?
- collecting startup information
- reviewing decks
- tracking pipeline stages
- comparing companies
- managing notes
- requesting/accessing data rooms
- following up after meetings
I’m especially interested in what tools people actually use today: spreadsheets, Notion, Airtable, CRM, custom internal tools, or something else.
Not trying to pitch here — I’d genuinely like to understand the workflow and what is broken or overcomplicated.
Most people who followed $CYDY remember March 30, 2021. The FDA publicly stated that CytoDyn's claims about leronlimab were "misleading and not supported by the data", no benefit was shown in COVID-19 treatment trials. The stock dropped 25%+ that day.
What happened afterward was a class action lawsuit covering investors who held $CYDY between March 27, 2020 and March 30, 2022.
A $500,000 settlement has been reached and terms are now submitted to the court for approval.
Who qualifies?
Anyone who held $CYDY during the class period and suffered losses from the alleged misrepresentations about leronlimab's effectiveness for HIV and COVID-19.
Can I still apply?
Yes, you can submit your application now and it will be processed once claims filing officially opens after court approval.
If you were damaged by this don't forget to check your eligibility. GL!
Been comparing how the stablecoin payment startup landscape actually segments, partly because a couple of program managers I talk to keep asking which wrapper looks structurally cleanest. The default split everyone reaches for first is by chain, Solana versus Base versus Tron for corridor flows. That framing keeps falling apart once you look at how these products actually differentiate to merchants and end users.
What seems to matter more is the regulatory wrapper the consumer-facing product sits inside. KYC depth, payout corridor coverage, banking partner appetite, even what the card or wallet UX is allowed to look like all end up downstream of which license the operator holds. The chain choice ends up being closer to an implementation detail.
The EU EMI cohort is the most legible because the rulebook is the most legible. EMI license, MiCA on top, banking partner inside the SEPA perimeter. EUR rails, EUR-pegged stablecoin layers, card scheme access through the usual program managers. The MiCA transitional period ends July 1 so the next few weeks will sort out which players actually have CASP authorization in hand. The shared constraint is that the addressable market stays mostly EU residents and the cross-border story outside the bloc is weaker than the marketing pages suggest.
The US MSB cohort is a different shape. State-by-state MTL overlay on top of FinCEN makes the buildout expensive but the addressable market is huge, so products tend to be P2P first with the card layer added later if at all. USDC defaults, fewer EUR rails, heavier compliance headcount. The GENIUS Act adds the new permitted payment stablecoin issuer category on top but the effective date sits in late 2026, so most existing players are still operating on the MSB plus state MTL stack for now.
The Asia cohort is the least uniform. HK VATP plus the HKMA stablecoin regime, Singapore MAS PSA plus FSMA DTSP for offshore-facing operators, Japan FSA registration, each one produces visibly different product shapes. The recurring pattern is B2B cross-border first rather than consumer P2P, which fits the early adopter profile in the region. Some operators here are also vertically integrated into their own chain, which changes the unit economics conversation. One example that complicates the wrapper-as-region read is BenPay, which went the FinCEN MSB route in the US but primarily serves Asia-side cross-border flows, with its own BenFen-issued stablecoin layer in the broader ecosystem. That's a different posture from either the EU EMI track or the Singapore MAS PSA track, and whether that hybrid actually scales or gets squeezed once GENIUS Act implementation kicks in is the open question.
This framing helps explain why the cross-region acquisition story keeps stalling. EU player buying into the US rebuilds most of the compliance stack. US player going into Asia hits a per-jurisdiction wall. Asia player trying to land EU users without an EMI partner basically can't. I keep expecting at least one credible cross-wrapper play to land but the announcements so far haven't cleared that bar. Curious how it looks from the BD side.
i am looking into how consumer underwriting differs across platforms for leisure travel expenses. specifically, i want to compare the actual user experience and rate structures when you look at specialized travel fintechs versus traditional digital banking apps.
if you look at the mechanics when you apply for vacation loan online products via standard unsecured personal credit lines (like sofi) compared to checking out via travel point-of-sale bnpl (like uplift or affirm), who actually wins on risk assessment and transparency?
looking for product reviews on how the data models handle approval timelines, soft vs hard inquiries, and embedded interest calculations for these types of specific point-of-use loans.
