u/Empty-Literature5168

Hi everyone,

I’m a financial-services professional with 5+ years of experience across credit underwriting, lending, investment research and institutional portfolio risk. I currently work on cross-border lending, financing opportunities.

I’m interested in supporting an early-stage founder in Europe, the UK or the US on a part-time or project basis. I would be particularly useful to someone building in fintech, B2B payments, lending, private credit, financial infrastructure, risk technology or digital assets.

I can help with:

- Market, competitor and industry research

- Customer, borrower and counterparty assessment

- Financial analysis, unit economics and basic modelling

- Mapping payment, settlement and lending flows

- Identifying operational, credit and partnership risks

- Developing credit or risk-assessment frameworks

- Partnership research and business-development preparation

- Research notes, decision memos and investor materials

I’m looking for paid, project-based or ongoing part-time work and would be happy to begin with a small project.

Based in Asia and can overlap with UK and European working hours, as well as some US hours. If this is relevant, please DM me with a short description of what you’re building, its current stage and the problem you need help solving. I would be happy to share my profile over DM.

Hi everyone,

I’m a financial-services professional with 5+ years of experience across credit underwriting, lending, investment research and institutional portfolio risk. I currently work on cross-border lending, financing opportunities.

I’m interested in supporting an early-stage founder in Europe, the UK or the US on a part-time or project basis. I would be particularly useful to someone building in fintech, B2B payments, lending, private credit, financial infrastructure, risk technology or digital assets.

I can help with:

- Market, competitor and industry research

- Customer, borrower and counterparty assessment

- Financial analysis, unit economics and basic modelling

- Mapping payment, settlement and lending flows

- Identifying operational, credit and partnership risks

- Developing credit or risk-assessment frameworks

- Partnership research and business-development preparation

- Research notes, decision memos and investor materials

I’m looking for paid, project-based or ongoing part-time work and would be happy to begin with a small, clearly defined research project.

Based in Asia and can overlap with UK and European working hours, as well as some US hours. If this is relevant, please DM me with a short description of what you’re building, its current stage and the problem you need help solving. I would be happy to share my profile over DM.

I work in credit and recently realised that I don't actually know that many women working specifically in credit, whether that's credit underwriting, credit risk, portfolio management, credit analytics, lending, etc.

And I'm curious whether that's just my experience or whether there are actually a lot of us quietly working in this space.

Women working in credit in Bangalore (or India or elsewhere), where are you?

Would love to know:

• What part of credit do you work in?
• How many years of experience do you have?
• Bank / NBFC / fintech / other?

I'm also thinking it could be nice to have a small community where women in credit can meet, exchange experiences, discuss career moves, find mentors, share opportunities, and just have people who understand the work.

Not sure what form that should take yet, I'd rather hear from women in the field first.

If you're in credit, say hi. :)

I was attempting the test AI slop screening test and then after the first attempt it appeared in incompleted, after I had submitted and I assumed that I made some mistake and submitted another time. Now its says that I failed my 2nd attempt as couldn't score 80%. Can anyone here guide me, if something can be done now?

I've spent the past couple of years evaluating lending businesses through private credit underwriting, due diligence, financial modeling, and market research.

I'm curious, what finance or credit functions do early-stage lending and fintech startups struggle to hire for or outsource?

Are founders looking for help with underwriting, portfolio analytics, fundraising, risk models, or something else?

Happy to share my experience and learn from others building in the space.

I have a joint account with my MIL and if I do an FD in that account wither name, can I save taxes on that income?

I have a joint account with my MIL and if I do an FD in that account wither name, can I save taxes on that income?

My total tax liability is ₹3,65,925 on a gross income of ₹25.79L with zero deductions. Now the portal is charging me ₹6,665 under section 234B and ₹8,414 under section 234C, totalling ₹15,079 in interest.

I think the job switch caused a mismatch in TDS since the new employer didn't account for income from the previous one, and I didn't pay the shortfall as advance tax.

I work a full-time corporate job, so my routine is one of my biggest challenges. I usually leave work around 7-7:30 pm, commute for about an hour, and get home around 8-8:30 pm. Dinner is often my only relaxed meal of the day, so it tends to be my biggest meal.

Over the past week, I've started tracking everything I eat and have noticed a few patterns:

• Most of my meals are home-cooked (dosa, chapati, rice, dal, sabzi, paneer, curd, eggs).
• My biggest weakness is evening cravings, especially sweets and occasional fried snacks like samosas or mathri.
• I sometimes snack mindlessly after work if I'm very hungry.
• I usually manage around 5,000-6,000 steps a day.

For people who have lost weight while working a demanding office job:

• What habits made the biggest difference?
• How did you manage evening hunger and sweet cravings?
• Did anyone successfully lose weight while still having dinner as their biggest meal?
• Any high-protein Indian meal or snack ideas that worked well for you?

I'm looking for realistic, sustainable advice rather than extreme diets. Thanks in advance!

Hi, I am planning to host a birthday party for my husband at home, more of his get together, it will be 3 couples. All of us are 1-2-3 years married, know of each other but dont know each other too well.

None of sing and dance, not sure how comfortable will people be with each other, I am doing this for the first time, I am also not so much into dancing and a bit socially awkward. I will plan to have great food, but suggest what I can I do make it fun for people.

Based in Bangalore, India

Just got back from Kashmir trip, and I feel exactly the same. The union taxi scams, constantly asking for tips, felt quite bad about this whole thing. We took a Sonmarg cab to zero point for 7.5k and then above that the driver asked for tips he himself volunteered to make reels. I paid him 300rs. He was like tourists pay Rs.500 this that. Like shaming me for tipping him less.

I got already scammed for bookseparate taxis from Srinagar to Sonmarg and Pahalgam then pay separately for the cabs ahead. Then, we went to an apple orchard, there one guy randomly gave rabbit in our hand and we just clicked pictures with it thinking it stays on the property, then again this guy started asking for tips.

I wanted to really enjoy Kashmir more but unfortunately found it pretty average, rain at few places made the experience bad which I understand is in no ones hands, but it is what it is. I hope things in the valley improve for better.

I am basically searching for a Kashmiri song where in the album there is a person like basically a local person who just goes out to run some events and tourist couple mistakes him for or misunderstands him for his driver and then they kind of scold and why are you late this guy somehow because of the good hospitality of Kashmiri is it takes them around of Kashmir and in the end come to know that this guy was basically not a driver so I know the pictures of this song but I don't know what's the song and since I don't speak the language I just country call the song at all neither the tune help me identify this song

Hi, if anyone here is building or looking to build products/company in corporate lending space and looking for a cofounder. Let's connect.

I am based in Banglore working in this space since close to 2 years, have previously worked in VC, IB. My skills are non-tech including credit evaluation and BD.

Idea stage

Equity

Hi, I am working in lending/credit/financial analysis space and looking for remote opportunities with fintech/lending teams. Mostly part-time/project-based work alongside my full-time job. I am based in India. Mainly to get exposure to products, solutions in lending worldwide.

Open to things like credit research, underwriting support, financial analysis, ops/process work, startup support, etc.

Please DM if you find this relevant.

Hey, I am working in lending/credit/financial analysis space and looking for remote opportunities with fintech/lending teams. Mostly part-time/project-based work alongside my full-time job. I am based in India. Mainly to get exposure to products, solutions in lending worldwide.

Open to things like credit research, underwriting support, financial analysis, ops/process work, startup support, etc.

Please DM if you find this relevant.

Hey, I am working in lending/credit/financial analysis space and looking for remote opportunities with fintech/lending teams. Mostly part-time/project-based work alongside my full-time job. I am based in India. Mainly to get exposure to products, solutions in lending worldwide.

Open to things like credit research, underwriting support, financial analysis, ops/process work, startup support, etc.

Please DM if you find this relevant.

Hey, I am working in lending/credit/financial analysis space and looking for remote opportunities with fintech/lending teams. Mostly part-time/project-based work alongside my full-time job. I am based in India. Mainly to get exposure to products, solutions in lending worldwide.

Open to things like credit research, underwriting support, financial analysis, ops/process work, startup support, etc.

Please DM if you find this relevant.

I have recently started working for a company that helps other companies raise debt in stablecoins. I come from Tradfi. How do I start learning about this space?

What kind of properties, areas should we explore. Basic standalone properties buildings and decently maintained also work for us. How should we start preparing to buy a house.