How much emergency fund is enough?
I know the flowchart says 6-12 months, and I’m past 14 months of expenses now. Every time I reach a milestone I come up with anxieties to increase it further. My issue with this, is taking it so far that I negatively affect my future by neglecting investing for example.
Is there an amount/number of months of cash emergency fund that you would consider as too far, all things considered?