How much emergency fund is enough?

I know the flowchart says 6-12 months, and I’m past 14 months of expenses now. Every time I reach a milestone I come up with anxieties to increase it further. My issue with this, is taking it so far that I negatively affect my future by neglecting investing for example.

Is there an amount/number of months of cash emergency fund that you would consider as too far, all things considered?

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u/Agitated_Reason4504 — 9 hours ago

Slightly breathless?

Been taking 2.5mg for only two weeks, apart from mild constipation and mild anhedonia I seem to tolerate it quite well and have had the food noise greatly diminished and losing weight.

However, yesterday (for about an hour) and today (for about an hour so far) I’ve been feeling slightly breathless. It feels like anxiety breathing but without any other anxiety symptoms.

Does anyone else get this? Are there any known causes? And if it were you, would you still persist on this low dose?

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u/Agitated_Reason4504 — 14 days ago
▲ 15 r/MetalsOnReddit+1 crossposts

Buy a 1/2oz now or wait for a 1oz?

I can afford a 1/2oz gold coin now but understand it’s less popular and liquid than a 1oz and the price is always worse vs spot.

However I can’t afford a 1oz for a few months.

Should I buy a 1/2oz now with this price dip or wait a few months and get a whole 1oz?

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u/Agitated_Reason4504 — 25 days ago

Should I wait to start?

I have my first 2.5mg doses in the fridge and I was planning to take the first one tomorrow night as I have three days off work after that.

However I am coming off the back of a cold where I still have a mild headache and cough, should I wait to start or just go for it? I’m just concerned that I’ll get magnified negative symptoms. If I don’t take it though I’ll probably need to wait another week until I have more days off.

Would welcome your thoughts please

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u/Agitated_Reason4504 — 25 days ago