u/Alarming_Evidence596

smsf

Is it worth having a smsf with bitcoin if i only have 45k in super? I currently have choiceplus where i can invest in asx with a portion of my super ive done that across precious metals stocks, but if i bought all btc in a bear market wouldn't it be worth it?

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u/Alarming_Evidence596 — 2 days ago

On tap water filter

Hi ive got a shield under sink R0 5 stage filter but we live in a spot where water pressure is weak and it just trickles, we still persevere and fill big bottles slowly slowly, i was thinking to get one of these filters that actually attach to the main tap for things lke washing foods, hand and filling the kettle, can anyone reccomend preferably in australia. Im just worried if it will slow down the main tap alot where we actually want pressure?

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u/Alarming_Evidence596 — 3 days ago

On tap water filter

Hi ive got a shield under sink R0 5 stage filter but we live in a spot where water pressure is weak and it just trickles, we still persevere and fill big bottles slowly slowly, i was thinking to get one of these filters that actually attach to the main tap for things lke washing foods, hand and filling the kettle, can anyone reccomend preferably in australia. Im just worried if it will slow down the main tap alot where we actually want pressure?

reddit.com
u/Alarming_Evidence596 — 3 days ago

DCA

Ive never DCA'd before, i bought bitcoin pretty much lump sums early 2025 so closer to the top from where we are now, i figure this time i should just start the DCA, i have a offset account so i leave my savings in there that helps lower the interest on my mortgage, can i DCA direct from that account in to bitcoin, or i would have to transfer my money into some type of exchange and select how frequently my buys would be and how big? Obviously would suit better keeping the money in the offset to help with interest, looking for advice on the cheapest and best methods to do this, or would it be best to just buy smaller lump sum amounts when i can rather than setting up a DCA? I use coinspot to buy here in aus

reddit.com
u/Alarming_Evidence596 — 3 days ago

DCA Australia

Ive never DCA'd before, i bought bitcoin pretty much lump sums early 2025 so closer to the top from where we are now, i figure this time i should just start the DCA, i have a offset account so i leave my savings in there that helps lower the interest on my mortgage, can i DCA direct from that account in to bitcoin, or i would have to transfer my money into some type of exchange and select how frequently my buys would be and how big? Obviously would suit better keeping the money in the offset to help with interest, looking for advice on the cheapest and best methods to do this, or would it be best to just buy smaller lump sum amounts when i can rather than setting up a DCA? I use coinspot to buy here in aus

reddit.com
u/Alarming_Evidence596 — 3 days ago

Points credit card

Hi which points credit card would you reccomend for a single person with no kids? I plan to use the credit card for all expenses for the interest free period while leaving money in my mortgage offset account to keep interest down there, and then paying back at the end of interest free period and repeat, only fly once or twice per year preferably from avalon ( only jetsar i think from there) with international flights every few years, is this a good idea? Can i pay for bills with the credit card and that will go towards the 90 day bonus such as water, landtax, rates or it only works for shopping and restaurants etc?

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u/Alarming_Evidence596 — 11 days ago

I was just listening to what bitcoin did podcast show with jack mallers as guest, they were speaking about using credit cards for day to day expenses, paying the total at months end and buying btc with the excess, i just use my wage for expenses and add whatever cash i dont need desperately into btc, can anyone suggest if it would be more beneficial to use the credit card for my expenses and settle up before the interest is charged? Are the bitcoin credit cards good for this where i earn a % of purchases in btc or are there any reccomendations of bank credit cards where i can earn points as i spend? I dont have kids so my expenses arent huge which would mean less points and bonuses because less spent, what do you think? Any credit card suggestions for my situation? Thanks

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u/Alarming_Evidence596 — 14 days ago