u/Alert-Walk-832

482 LODGED OFFSHORE- NOW CONFUSED ON THE NEW MD119

Please help me understand the new MD119, below is my timeline:

Currently on BVA for my application currently on ART appeal

Dec 6, 2025 - Went to Bali using a valid BVB and lodged 482 visa offshore

Dec 15, 2025 - went back legally to Aus using BVB

Dec 30, 2025 - Medicals done

April 9, 2026 - Nomination approved

May 18, 2026 - s56 requested - Status changed from Received to Initial Assessment s56 request for overseas employement evidence

May 22, 2026 - s56 submitted - Status changed from Initial Assessment to Further Assessment

July 20, 2026 - received 2nd s56 - LOA so they can conduct employment verification on my 3rd employer overseas

July 21, 2026 - 2nd s56 submitted - Still Further Assessment

When can I possibly have a grant considering the new MD119?

Would my application get back to the long queue as I am now on Priority 5?
Anyone on the same boat?

reddit.com
u/Alert-Walk-832 — 3 days ago

482 LODGED OFFSHORE- NOW CONFUSED ON THE NEW MD119

Please help me understand the new MD119, below is my timeline:

Currently on BVA for my application currently on ART appeal

Dec 6, 2025 - Went to Bali using a valid BVB and lodged 482 visa offshore

Dec 15, 2025 - went back legally to Aus using BVB

Dec 30, 2025 - Medicals done

April 9, 2026 - Nomination approved

May 18, 2026 - s56 requested - Status changed from Received to Initial Assessment s56 request for overseas employement evidence

May 22, 2026 - s56 submitted - Status changed from Initial Assessment to Further Assessment

July 20, 2026 - received 2nd s56 - LOA so they can conduct employment verification on my 3rd employer overseas

July 21, 2026 - 2nd s56 submitted - Still Further Assessment

When can I possibly have a grant considering the new MD119?

Would my application get back to the long queue as I am now on Priority 5?
Anyone on the same boat?

reddit.com
u/Alert-Walk-832 — 7 days ago

CEPAT KREDIT FINANCING INC -1M/10!

Hi! Gusto ko lang i-share ang experience ko sa CEPAT KREDIT FINANCING!

AUGUST 5, 2025 - Narelease loan ko.

After 2 months na paghuhulog on time, I decided na iclose na sya.

NOV 4, 2025 - Nag ask ako ng total na dapat kong bayaran para masettle ung buong loan at maclose ang account ko. Binigyan nila ako ng total amount na may kasamang termination fee ng contract daw, then may rebates daw na 17,411.22, kaya ung x amount nalang daw ang babayaran ko. Same day, binayaran ko ng buo ung amount na sinabi nila and sabi nila, ipopost daw nila ang payment and makakareceive daw ako ng confirmation na closed na ang account ko within 5-10 days. Pero wala akong nareceive na kahit na ano. Sa isip ko, binayaran ko na ung exact amount na sinabi nila so okay na yon for me.

AUGUST 6, 2026 - After almost 1 year! Tinawagan nila ung nanay ko at sinisingil na may need pa daw kami na bayaran na 20k+! Nagchat din sila sa gc namin sa messenger at naniningil. Wala man lang kahit na anong paliwanag, sinend lang nila ay screenshot ng account ko na may balance pa nga. Pag-check ko, nakita ko na outstanding balance ko ay 17,411.22 then penalty na 3k+ kaya naging 20k. Yung collector na naniningil, sobrang bilis magreply at sabi pakisuyo nalang balanse nyo blah blah. So nagreply ako sa mismong chat nila almost a year ago, then ako pa nagpaliwanag sa kanila na ung 17k ay rebates ko kaya dapat may ipasok kayo na 17k para maclosed ang account.

Ang nakakatawa, wala man lang paghingi ng sorry, ang sabi lang, disregard nyo nalang po, inaayos na po ako account nyo. AHAHAHAH

After nila tawagan ng ilang beses ung Nanay ko at magdemand sa gc ng payment without checking my account first. Isa pa, ngayon lang sila naningil after almost a year. Hindi ba dapat montly yun kung sakali ngang may balanse pa ko? Intentional ba yon na late din sila maniningil para makaclaim sila ng penalty???

Nakakstress lalo sa side ng nanay ko na tatawagan nalang nila para maningil after so many months.

Take note: Yung collector na tumawag at kachat ko sa gc ay bago lang sa gc na yon, inadd lang sya sa gc the same day na nagolekta at nagchat sya, kaya ang sabi ko nung una, magbackread ka muna at magcheck. Pero ininsist nya na may babayaran pa kami. Nung nagpaliwanag ako ng detailed (which is dapat alam nila kasi sila nag mamanage ng mga accounts) tsaka lang nila chineck at sinabing idisregard nalang ung chat. Hayyss.

reddit.com
u/Alert-Walk-832 — 13 days ago