Am I just cooked on being able to ever retire?
35M
Do not own a house, do not yet have kids. Degree is useless and I cannot seem to find any job paying more than 50K per year. (And even that's incredibly hard to find)
My rent is paying the entirety of my disabled Dad's mortgage, I cannot move out to find somewhere cheaper or he will lose his his house. (And rent prices are about what I am paying now so I wouldn't even be saving any money)
I had to stop paying into my retirement for the last month because of another big unexpected bill that popped up but it's finally taken care of and I started up again. (Putting in 4% with 3% company match)
At the end of the month I have like $200 left. That has to cover food and anything else that pops up and that before I even think about being able to put anything into savings or investments. Doing the math I really am thinking retirement is a pipe dream and I will be working until the end, am I right or am I missing something?
Link has photos of what I am talking about.
Edit: Degree is in Criminal Justice and I'm currently doing IT since 2020, I guess the best title I have would be Endpoint Administrator.
