Would you sacrifice your home standard for freedom?
I’m 39 years old and after around 16 years of full-time work, I’ve reached a point where I increasingly feel mentally disconnected from the whole “day job” system.
It’s not laziness. I’ve always worked hard, progressed in my career, saved/invested responsibly, and built a stable life. I own an apartment and garage, have savings/investments, and overall I’ve been financially disciplined throughout my adult life.
But over the years I’ve realised that what I truly want is freedom from the cycle of trading most of my time just to sustain the system itself. My goal is not early retirement to “do nothing,” but rather to completely step away from the day-job structure and dedicate my time towards things that genuinely matter to me — travel, experiences, personal interests, peace of mind, and simply living life in a more meaningful and less psychologically constrained way.
To make this possible, I’m seriously considering selling my current apartment and garage, paying off my loan, downsizing my lifestyle, buying a smaller place to live in, and another property to rent out so I can reduce dependency on employment and cover my basic long-term needs more independently.
Financially, the idea seems possible with compromises and careful planning.
The biggest struggle is psychological.
I’m emotionally attached to my current apartment because I designed it myself and I like the environment I live in. Part of me fears that moving somewhere “less nice” will feel like I downgraded in life or fell behind compared to others, including siblings/friends.
Logically, I know freedom, time, and inner peace should matter more than status or appearances. But emotionally I still struggle with the comparison aspect and fear of regret.
Has anyone here gone through something similar? Did restructuring your life and walking away from the traditional work system actually improve your wellbeing long term? And how did you overcome the feeling that you were “lowering your standards”?