Credit Card Fraud
Hi! I noticed only today that my credit card had seen through two purchases for $200+ yesterday, and I was wondering how likely would my dispute be accepted.
I don't know how in the world I didn't notice. Had I not thought to pay for my pending purchases (one from Amazon and another an in-app), I would've probably just not have known. Working 8 hours in fast-food does that to you I guess.
The fraud was an online purchase in pesos to some website I've never heard of, but some googling described it as a fashion store in Columbia. I'm completely baffled at how this happened in the first place, because I don't think I've ever clicked any random email. Hacking, perhaps? My phone did receive Scotia Bank's Fraud Alert, but I have this terrible habit of having my phone silenced. Not having it on DND makes me anxious because of all the notifications from family group chats.