In my 20s and my debt weighs me down. How do I get out?

So, brief back story.

I grew up having very little and had to start working really early in my childhood to be able to buy things that my parents couldn’t afford like, clothes, shoes, school supplies etc.

Now, I work in a reliable trade making good money, I find it really hard to manage my finances responsibly and resist the urge to buy everything I want. I’m almost 22, dealing with some credit card debt, vehicle debt, and general living expenses.

I’m very aware of my emotions towards this enough to know I don’t enjoy the position I’m in and would like to change.

I’d love advice from anyone who’s been in a similar spot or has guidance on managing money wisely.

reddit.com
u/Apprehensive_Map_957 — 9 days ago

In my 20s and my debt weighs me down. How do I get out?

So, brief back story.

I grew up having very little and had to start working really early in my childhood to be able to buy things that my parents couldn’t afford like, clothes, shoes, school supplies etc.

Now, I work in a reliable trade making good money, I find it really hard to manage my finances responsibly and resist the urge to buy everything I want. I’m almost 22, dealing with some credit card debt, vehicle debt, and general living expenses.

I’m very aware of my emotions towards this enough to know I don’t enjoy the position I’m in and would like to change.

I’d love advice from anyone who’s been in a similar spot or has guidance on managing money wisely.

reddit.com
u/Apprehensive_Map_957 — 10 days ago

[21M] + [20F] been together a year having boundary issues

Need some advice on my perspective on my current relationship. My girlfriend (20F) and me (21M) have been together for a year now. At the beginning of the relationship, I explained to her that partying, clubbing, etc. aren’t something I particularly I’m OK with and is a boundary that I have. I told her if she wishes to do that to respect myself and you it wouldn’t work out.

A few times she’s going to a bar with her friends and I’m OK with it. She went to a party and when I explained to her that that bothers me, she pretty much said its just for my friends. I’m going it is what it is. And now she’s going to a music festival. The biggest thing that is sticking to me right now is she told me that prior to buying tickets while buying the tickets and after having bought the tickets she knew that it would upset me or make me feel some type of way and still did it. I can’t help but feel disrespected and a little sad. I’m trying not to be controlling and be understanding as much as possible, but those were some of the boundaries that I told her I have and she fully respected.

TLDR: I’m not okay with club party life, partner says she understands my boundary but has been doing it anyways. Am I being controlling? ( this boundary is result off of a past relationship)

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u/Apprehensive_Map_957 — 13 days ago