u/ApricotNo6900

Hi all! Gusto ko lang manghingi ng advice regarding my outstanding Digido Loan. Unfortunately hindi ko na matandaan how much yung balance ko sakanila since my last payment. Backstory: I borrowed around 5k back in 2023, and I was on my last repayment na sakanila that time when my phone was stolen and I didn’t get the chance to recover na everything. Hanggang sa nawala na sa isip ko, I only gained access to my email this year, and I saw a spam email from JBP MANAGEMENT OPC stating na sila na daw ang collectors ng oustanding balance ko kay Digido. As expected, super lumobo yung debt ko na naging 60k+ and nag ooffer sila that I pay 17k+ nlng daw to close my account. Meron ba nakapagclose na ng account sknla with this offer? Gusto ko sana mag reach out kay Digido to verify and para na rin makita and malaman yung naiwang balance ko talaga since my last payment, kaso wala na ako nakikitang contacts nila, even their website is gone, puro unsecured gateway. As much as possible ayoko sana muna kumontak sa collection company hanggat di pa naveverify kay Digido. Also, ang hirap mag reach out sknla kasi baka naman hindi na tigilan yung email calls and texts once magreply na ko. I want to settle this pero as much as possible the remaining balance lang sana since my last payment. Possible po kaya yun thru this collection company? Will appreciate all your advices po. Thank you in advance!

Hello all! Mas ask lang po ako ng insights and info sa nyo related sa BIR TAX issues ko. I’m a VA po who registered as self employed last June of 2025. Di po ako nakapag purchase ng Invoice kasi at the time, wala daw available. One of the officers sa branch ay nirefer ako sa isang tao nila ata don to avail ng invoices. Kinuha lang details ko then sabi magtetext nlng pag available na, wala akong nareceive na text hanggang sa nawala na sa isip ko. And tbh hindi ko alam at the time yung importance ng pag avail nun same as pagbili ng books of account na need din pala iregister tapos within 30 days upon registration pala. On top of all that I missed all the tax filings for 2025 which is yung Q2 and Q3. I wanted to comply na and ayoko tumagal pa yung problems ko about this. So yesterday, I filed all the missed tax filings: 2 x 1701Q & 1 1701A. I plan to go to the office na sana mamaya to pay for penalties at kung ano pa man. Kaso I did not receive the confirmation email from BIR, though I have the screenshot po ng successful submission pero wala akong option to save a copy of the forms I submitted or to save. Not sure kung because of the pc I used. Any helpful ideas po on what to expect tomorrow from the branch? Will they accommodate me kahit wla akong printout copy ng taxes filed? Also, how much po kaya aabutin ng need ko bayaran overall? I would appreciate po lahat ng insights and feedbacks nyo. Thank you!!!