u/Arivie

USA - Proposal for Medicare for All, Education Incentives, UBI, Tax Reform, Labor Protections & More

This plan fixed our healthcare costs, healthcare education costs, and overhauls federal income tax to help pay for a restructuring of how the government and business is interacting. Now the businesses would not need to worry about healthcare nor worry about high payroll taxes instead they focus on labor benefits on break times, vacation times and sick times being properly allocated. Here's the structure.

Federal income tax shifted to 20% flat no caps and no exemptions to raise trillions of extra capital balancing the federal budget.

Current Medicare and Medicaid abolished.

2 Trillion fixed annual budget for Medicare for All.

Americans have to pay for their own drugs capped based on the average price worldwide of the bottom 50% costing nations for the drug.

Increasing supply of medical personnel which solves shortages by cost reduction by debt reduction and good labor benefits.

Salaries in the Medicare for All.

Voluntary overtime and 2% raise each year you serve in the program. A private market still exists.

$50,000 for less than a bachelors degree.

$100,000 for a bachelors degree.

$200,000 for a doctor's degree.

$300,000 for a doctor's degree and being a surgeon.

Bachelors degrees that cost less than $150,000 get a 75% write-off when completed and you sign up to work in the Medicare for All program for 10 or more years.

Doctor's degrees that cost less than $400,000 get a 75% write-off when completed and you sign up to work in the Medicare for All program for at least 10 years.

Drugs are price capped based on average price of bottom 50% of pricing for nations worldwide. 

Through this we have the deficit eliminated, the debt going down, Medicare for all implemented, people paying for their own drugs at fair prices and a fiscally restrained cost of the program.

$200 a month Universal Basic Income for all American citizens. Requires proof of citizenship to the federal government directly.

SNAP abolished.

All Americans jobs new labor minimum standards.

All overtime is voluntary.

10% of work time is paid breaktime

8% of worktime earns you equal paid vacation time

6% of worktime earns you equal unpaid sick time.

Payroll tax employers 2% and employees 0%.

Federal government injects $500 Billion into the program each year. Age lowered to 60 and work and earnings have no impact on eligibility. Operates on a no debt model where checks automatically reduce in size based on revenue collected from the prior year + the 500 Billion baseline. Payouts determined by age.

Payout from social security pool by age.

Above 60 is 1 portion.

Above 80 is 2 portions.

Above 100 is 3 portions.

Those above 100 are verified to continue to be alive every 5 years. If verification cannot be confirmed they are removed from the program after 5 years of trying. Those above 100 do not have to wait they can personally go in and verify themselves to get their 5 year clock reset or checks restored with back pay.

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u/Arivie — 3 days ago

Legislative policy reform ideas for the United States of America (2026)

Federal Income Tax Reform

0% on first 50,000

25% on 50,000 to 100,000

30% on 100,000 to 1 Million

35% on 1 Million to 1 Billion

40% on 1 Billion to 10 Billion

45% above 10 Billion

Value Added Tax with all revenue for Universal Basic Income for All Americans. No debt allowed. Rate determined by debate in Congress. Placeholder 10%.

SNAP for All Americans and with the amount tied to revenue of a new Business Revenue Tax. No debt allowed. Rare determined by debate in Congress. The amount of revenue from the prior year determines payment sizes and verified American citizens receiving SNAP the following year. Placeholder 1.5%

10% of worktime earns equal time in each category:

Equal 10% paid breaktime

Equal 10% paid vacation time

Equal 10% unpaid sick time

Overtime begins at 32 hours a week with all overtime as voluntary. This will get the younger generation willing to work and prevent the workers now from quitting.

Credit cards interest rates capped at 10% + federal reserve rate. If the federal reserve rate is 5% then credit cards are capped at 15%.

Escheatment law changed from 3 to 5 years to a minimum of 20 years to protect citizens from predatory banks and state governments.

Edible Marijuana Legalization age 21 and all marijuana products age 25 and older.

All smoking products raised to 25 and older.

Alcohol legalized at Age 18 at a maximum of 1% alcohol products. At age 21 maximum of 5% alcohol products. At age 25 whatever you want.

Alimony abolished.

25% refund on approved medical school programs costing their graduates less than $100,000.

Federal Minimum Wage increases to $12 and increases by $1.50 every 8 years continuously.

Payment processing fees are now capped at 2%. For example credit cards on businesses. This cap offsets the revenue tax funding snap benefits for many businesses.

Make insurance not required for anything, always optional.

English made the official federal language while states and local governments set secondary languages if they so choose.

Medicare and Medicaid are abolished in favor of a free consolation program and medical account program for all citizens. Every American citizen has 4 free checkups at the doctor a year where the doctor is paid a fee of $60 for any participating locations. Every American citizen receives $150 a year in a medical account. This $150 a month rate increases by $1 every year.

All Tariff revenue goes to the sovereignty wealth fund for the United States of America. This fund can be pulled from by no more than 10% of the fund amount in a given year by Congress. This fund is 50% liquidity and 50% investments.

Tariff rates are set at 10%, 20%, 30%, 40%, 50%, and 60% at the discretion of the president per nation. Any tariff rates over 60% require Congress. No tariff rates below 10%.

Along interstate highways mass construction of small 525 sq ft apartments and medium apartments at 900 sq ft. These apartments are $100 a month and $250 a month. Approximately 50 million of the small and 10 million of the medium be made to reduce cost of living and create downward pressure on rent exploitation.

By 2050 every gas station in America must have at least 1 multi-brand charging station for electric cars.

Domestic car production nationwide can now bypass dealerships and ship directly to the consumer.

$1 a year state funding for every citizen of your state for proven success in meeting new federal standards for clean pristine sidewalks, government buildings, trash disposal, snow disposal, parks, no graffiti, and upholding of federal law. Additional threshold policies refined and determined by committee in the Senate. Threshold met determined by the Senate appointed agency.

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u/Arivie — 30 days ago