u/AuroraAmen

Edit - I forgot to mention I am a qualified builder able to do maintanence and upgrades over time.

I have been pre-approved for a home loan based on 80k income and debt cleared. Im looking for housing around the 400k market which would be do-able with my income and there are good housing options where I live in that range. My loan would be dependent on a boarder. My question is

Do you think its wise to get on the property ladder, with money being tight and very little savings, if any, after purchase.

Or

Make the most of my low rent situation now and save hard for a while longer, so I could have 10-20k savings after purchase?

Im basically thinking save and invest in stocks, or, all in to a property

Thank you

Hi all. Just wondering if anyone has insight on pay scale information. When I started my job 18 months ago I was told I would receive the max pay due to my diploma. Come to find recently I was never on the max pay rate, and now I am $2.30 below the max pay for this role.

I blindly signed my employment agreement which doesnt seem to mention the max pay rate, I just trusted the hiring manager who told me I qualified for the max pay and didn't think much about it.

I have received 2 small pay rises which I never got informed about, which I assume are from the max pay rate increasing over time. I read online that companies don't have to inform you about pay rises or explain them which seems odd.

What's the best way to go about seeking answers?

I work for a big non profit

Hello, I'm new here so appreciate any feedback on my post.

Seeking a singer

I have written a few songs and wonder if anyone would want to collaborate? I write songs and poems

I have demos with lyrics melody etc and can provide links. If anyone likes my music and wants to replace the vocals then I'll give you rights to the song for free if you want.

I just wanna see what someone can do with my lyrics

Not sure if links are allowed but I can send you a link to Spotify / Youtube in DMs or whatever is allowed here.

Thank you

I was wondering if anyone struggles to write songs and would be keen to check out some of my songs that need vocals? I'm looking for a singer who might want to have a look. I have 5-10 demos with lyrics and melody etc that you can check out if interested.

I'm totally new to music making NGL, I just bang out lyrics and would be keen to see what someone can do with them

Thanks !