u/AvazKarimov

Hey everyone,

I’m currently putting together a 5+ year DCA investment plan and want to get some realistic feedback from this sub. I know Reddit threads often repeat the same 15-20 hype stocks, so I’m trying to structure a cleaner, ETF-heavy portfolio but with an aggressive growth tilt.

I can tolerate high volatility and my goal is aggressive compounding over the next few years. I want to deposit a fixed amount every month through local brokers (fractional shares aren't fully smooth for me, so I’ll be buying whole units or equivalent baskets).

Here is the 70% Core ETF / 30% Speculative & Crypto structure I am looking to run in a 10-step cycle:

1. QQQM (Nasdaq 100 - Core)

2. QQQM

3. PLTR (Aggressive AI/Data play)

4. QQQM

5. QQQM

6. RKLB (High-risk Space/Aerospace play)

7. QQQM

8. QQQM

9. IBIT (BlackRock Bitcoin ETF for crypto exposure)

10. QQQM

Basically, for every 7 units of QQQM, I want to accumulate a matching dollar-value weight in PLTR, RKLB, and IBIT to catch that 50-100% explosive growth potential on the speculative side without wiping out my entire portfolio if they crash.

My questions for you:

1. Is QQQM the best core anchor here, or should I split it with VOO for safer diversification?

2. Given the current macro environment, is allocating roughly 10% each to PLTR, RKLB, and Bitcoin ETF too heavy on the risk side for a 5-year perspective?

3. For those doing a similar manual "basket" DCA, what are the biggest pitfalls I should watch out for?

Would love to hear your thoughts, roasts, or any adjustments you’d make to this allocation. I am very open to your suggestions. Thanks!

Hello friends, I would like to know the best entry price for the SMH ETF, please share your thoughts. I am a 19 year old young investor who buys ETFs with Dollar cost averaging. I have both Smh and Voo in my portfolio.