When is the crossover between mortgage over payment and isa investment?
Have only started investing a year ago with a goal of a mortgage free life with early retirement (currently 28). At what point (isa value 1.5x,2X the mortgage pay off amount) is it good to pay off the mortgage?
Plan to increase contributions when mortgage free, and won’t be in the position to do this for at least 15 years probably.
I’m not looking to maximise everything more like when do you start using the gains to make you life more comfortable
u/Away_Fox_7807 — 22 hours ago