25 yr old - Any advice? Unsure of what to do next
Hi all,
New to the forum but looking for some advice/thoughts from people older than me to get some insight on how I am doing.
Quick Background: I started my Roth IRA at 21 and have been maxxing it since. I have been working full time for just over 2 years now and have maxxed my HSA and put about an average of 13% in my Roth 401K + 7% match from my employer, equaling 20% total.
Here's my current breakdown
Current Salary: $92,000
Cash for Bills/Emergency Fund: $25,000
Roth IRA: $40,000
Roth 401k: $37,500
Health Savings Account: $8,500
I turn 25 next month and my goal is 250k invested at 30 yrs old. I'm really not sure what to do next, besides just piling more into the stash. Any thoughts? FYI most my investments (85%) are in broad ETFs (S&P, Energy, Healthcare)