u/Baxter110701

For context, I am a 24 year old with 9.5k in the VAUG - Vanguard S&P500 (ACC), and £2.6k in the VHYG - Vanguard FTSE All-World High Dividend Yield (Acc), and I am looking to diversify as I have been warned that I am essentially double-exposing my pie with the S&P overlap.

Not wanting to waste my £20k ISA allowance on moving around my current investments, I am going to leave my current investments as they are, but, going forward, I want to invest in either the aforementioned VHYG, or the VWRP - the Vanguard FTSE All-World (Acc). I cannot see much difference between the two in terms of historic growth or stagnation, composite stocks, and both are non-dividend paying holdings / Acc’s.

My current plan is to simply put money away for about 10-15 years before going in on a house with my partner. To this end, which is better! - VHYG or VWRP.

Thank you 🙏

For context, I am a 24 year old with 9.5k in the VAUG - Vanguard S&P500 (ACC), and £2.6k in the VHYG - Vanguard FTSE All-World High Dividend Yield (Acc), and I am looking to diversify as I have been warned that I am essentially double-exposing my pie with the S&P overlap.

Not wanting to waste my £20k ISA allowance on moving around my current investments, I am going to leave my current investments as they are, but, going forward, I want to invest in either the aforementioned VHYG, or the VWRP - the Vanguard FTSE All-World (Acc). I cannot see much difference between the two in terms of historic growth or stagnation, composite stocks, and both are non-dividend paying holdings / Acc’s.

My current plan is to simply put money away for about 10-15 years before going in on a house with my partner. To this end, which is better! - VHYG or VWRP.

Thank you 🙏