u/Beginning_Coffee_993

Hello all,

I recently graduated from undergrad non target state school and started working as an SBA Credit Analyst at a nonprofit. The pay is not amazing, but it okay.

Long term, I would like to transition into middle market/commercial banking or. My current plan is to stay for about a year, continue networking, and study for CFA Level 1 during that time.

For those who started in SBA or nonprofit lending, what kind of exit opportunities did you see? And does this sound like a reasonable path to eventually move into middle market banking?

Would appreciate any advice or insight. Thanks!

Hello, I’m working in small c paper company and II’m having trouble to understand about this and had a question about how to decide between stacking and paying off an existing lender.

For example, if a merchant has strong time in business, a solid industry, good daily ending balances, and around $100k in monthly revenue, but already has one lender who funded $100k recently, how do you determine whether it’s better to stack behind that lender or pay them off? Obviously, I understand that if the balance were low, I’d pay them off. Is there like % of revenue that decide that? Really having trouble understanding this.

I’ve asked around at my shop, but I’ve been getting mixed answers. I’d really appreciate if someone could break it down in a simple way.