TD is offering me 3.65% on renewal for 5 year variable, is it good? Seems like some are getting 3.35 as well? Are these insured? Can anyone suggest? My mortgage is renewal is on 1st of OCt, I tried online today on pine and entered details and it says 3.85% for 5 year variable .. that’s insane, I thought there rates were better, may be there agents would offer better? Anyone recently received renewal from TD?
I have a renewal coming this Oct 1st, and TD is offering me 3.69% for 5 year uninsured variable . I am currently at 3.43% with TD uninsured. I also bank with Wealthsimple, I was curious if it’s worth checking with them or it’s better to directly reach out to line? Do I have enough time ? Any promotions people stack? Is it too much hassle? Anyone knows what they are offering , it seems like 3.40%? It’s for variable mortgage
I did a stupid mistake, I booked tickets using klook and I bought a child and a senior ticket .. instead of an adult with a child. I reached out to klook not sure if they can do anything. Anyone had the same issue? Can I go there with the senior ticket and have customer service help? Or they won’t as it’s from 3rd party?
Looks like lots of volume and positive sentiment… do you guys think it topped?
Anyone working at William Osler Health System? Questions about part-time shifts
Hi everyone! I’m considering taking a part-time position at William Osler and had a few questions for anyone currently working there:
1. How many shifts do part-time employees typically get?
2. Is there flexibility to pick up extra shifts when you want, or is it more structured?
My situation is that my partner may be going back to the office full-time, so I’m hoping to have some control over my schedule — ideally working when they’re home so we can manage things better as a family.
Any insight from current or former employees would be really appreciated!
I am into buying momentum stocks making decent returns, but started learning options but it takes too much effort for me to too little.. same energy invested in buying stocks would have better returns. Anyone felt the same?
Was looking at a META Jun 5 $480/$475 put credit spread at $0.19 credit ($19 total). Never placed it, just exploring. Buying power reduction would be $481.
Max profit $19, max loss $481 — 25:1 risk against me.
Main goal is passive income on a margin account — something low stress, doesn’t need constant babysitting, and won’t blow up if I’m not watching every minute.
Trying to understand if this even makes sense:
• Is this ratio normal for credit spreads or are these just bad strikes?
• What % of spread width should you collect before it’s worth putting on?
• For passive income on margin — is this even the right strategy or am I looking at the wrong thing entirely?
• Is defined risk (spreads) always the move for beginners or are there better starting points?
• How do you size positions so one bad trade doesn’t wreck the account?
• If you trade META options regularly — what’s your typical setup? DTE, delta, spread width?
Never placed it, just learning. Looking for something I can set up, not stress about, and collect steady. Drop your setups if you’re open to it. No tripping, just curious 😅