If your friend had all their money rotting in a checking account, what would you tell them to do?
I got a job after college, and it feels like I blinked and suddenly I have some actual savings, and they just keep growing. I don't want to lose money keeping it in a checking account, but there a million options for everything and it's overwhelming trying to go through different options.
So no debt, emergency fund already good, far from retirement, what to do with the rest? If anyone has anything specific, like stupid specific (pls tell me exactly what kind of accounts to get 🙏), I'm so grateful for any suggestions.