u/Broke_Developer

Cellphone recommendations?

I currently have an iPhone 13 Pro Max and a ZFold 4.

I found iPhone 13 to be better in every aspect except the Zfold’s large inside screen.

Now it’s getting time to buy a new phone and I’m on the fence. I see 3 different options in front of me:

iPhone 18 Pro, iPhone Air and iPhone Duo.

Which route would each of you recommend based on your own experiences?

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u/Broke_Developer — 11 days ago

Auto Insurance?

What kind of vehicle do you drive for FN?

Is it registered to your name or your business?

Is it a Personal Auto policy or a commercial one or what?

PS

I use my personal sedan for FN and probably over 90% of my mileage is business miles. Currently registered in my name and insured under my personal policy from StateFarm. When buying the policy I did told them that I’m high mileage (60-100k per year) and it’s for business. I have liability only for a mid 10s German and it’s slightly shy of $60/mo.
Currently take the standard mileage deduction since I get around 30mpg and DIY all the repairs and maintenance.
I’m currently unincorporated but want to set up my LLC (income is very solid less than a year in and it’s time to become formal). Not sure whether to keep the car personal or move it to the LLC or set up an auto rental LLC and rent it to my FieldNation LLC.
Will appreciate your feedbacks and insights

Thanks

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u/Broke_Developer — 1 month ago

Which Banks and Banking products did you found useful?

Yet another question regarding banks! I’m asking the same question again, “Which bank do you use”?

BUT! There’s a follow up question and it’s not “why?”:

“What other services do they provide that you ARE CURRENTLY USING in addition to their banking and what’s the added value of it?”

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u/Broke_Developer — 3 months ago

How does Quebec Demerit points work fir non-residents from states that don’t talk with Quebec?

I’m from a US state that does not have a reciprocity agreement with Quebec so they don’t share the driving tickets etc with eachother.

Today I got a copy of my driving record from SAAQ.

In the first section, “Driver’s License”, last paragraph says that I’m in 4 point bracket and “You currently have 0 demerit points on your record”.

Then the next section “Offenses resulting in demerit points”, lists my ticket which has 18 demerits (excessive speed).

My conviction date was 8 months ago and the penalty section only lists one “roadside suspension” which was done at the time of infraction and one suspension for unpaid fines which is currently active (which I’m planning to pay).

I’m afraid of paying the fine and still remaining suspended.

So how these points work? The SAAQ employee told me those points simply don’t apply since I’m a non-resident and not from ON, ME or NY, but I’m taking that with a large grain of salt.

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u/Broke_Developer — 5 months ago