I have to start with RMDs this year. I'm thinking of dropping Edelman and moving my account management over to Schwab AI

>!Here is what I'm thinking;!<

Rollover IRA - intelligent portfolios

Roth IRA - intelligent portfolios

Individual Brokerage - personalized indexing.

I will automate the RMDs selling into the individual from the rollover and then moving 20% conversion into Roth IRA. It's basically the same thing Edelman is doing for me.

Does it sound like a good idea?