Real 4.20% interest vs. 3.30% + 0.90% boost
I see a lot of "boosted" HYSA's on NerdWallet's website and very few true high yield banks (Peak Bank and Everbank). I chose a real 4.20% to put my money in but I wonder why the hybrid choices are so popular. SoFi for example is ranked "Best". Are they hoping we'll forget to move our money out after the six months are up? And I realize there is a bonus too.