Unionbank restructuring program
Hi! Need advice here. I have a Unionbank CC minimum amount due na upcoming this June 6,…24,800. Current oustanding balance is already around 216k and I’m over the 200k limit. I already called previously na di ko na kaya ang 20+ na payment for minimum monthly but they said wala pa daw ako programs available for restructure kasi good standing pa daw yung account ko. I read here na you need to wait 2 months pa para mka receive ng tawag from the bank and have offers. I’m kind of afraid sa risks nito so I’m seeking help. I also have a personal loan with them around 45k and automatic yan na mminus sa payroll ko. I’m really tight with funds and I can’t sustain na ganyan kalaki monthly. Any advice please? And for those na naka experience na how much kaya ma offer nila sakin monthly fixed payment? 🙏🏼😭 Any advice would be appreciated.