Testing this out but started off great with a free £10 clicking on someone's link so I thought I'd pass it forward with a link of my own. FREE £10 if you use the link below!
I'll come back maybe after a month to see how I feel about this but I see no harm as there's no fee and you get cashback to most things you'd shop for.
Get £10, £20 or £50 for FREE! Who doesn't like free money? Here's my link :)
https://join.monzo.com/c/hxkdh17t
I don't want to sound incredibly stupid but just trying to figure it out. I just about know the difference which is ISA is tax free and savings aren't. Should I change all my savings to a trading212 cash isa? I don't have that much savings anyways to hit the 20,000 limit.
Or is there just not much difference so I should leave it? HSBC AER variable keeps dropping and I feel like I could be earning more else where. Any tips appreciated, thank you!!!