u/ChanceOld152

I just had my first (a healthy little girl!) and she is 4 months old. We’ve had the usual ups and downs of newborns, but out of everything I am so fed up with my diaper bag. This probably sounds silly but I currently have the tiny bag that the hospital gave us and a gigantic bag that I had put on my registry. I swear it didn’t look nearly this big online lol. Almost feels like a carry-on sized bag. I need something that is big enough to carry around baby gear and pumping supplies but small enough to not feel like a burden or be unmanageable. Any suggestions?

I’m thinking about refinancing my mortgage using the VA IRRRL benefit. When I first got my VA loan with M&T it took fucking forever. Like months. Is the IRRRL the same? Is it mostly because I had a shitty lender? Because I swear they asked the same five questions a hundred times.

For anyone who has done this recently, what was your experience?