Bank refuses car repo?
Stopped payments 2 weeks ago, requested voluntary surrender, but they refused. Speaking with a Licensed Insolvency Trustee who said repossession will eventually happen, but the bank only mentioned legal/collection process.
Main concern is timing + insurance cost 600$.
How long does repossession usually take after refusal?
Is there anything I can do to make them pick up the car faster without making my situation worse legally?
If the bank refuses to pick up the car, what are you even supposed to do with it?
Can a trustee actually help push the lender to take the vehicle sooner?
Any real experience with Scotia Dealer Advantage in Alberta?