Credit Card Limit $4,500, Flights Cost $5,500 – Best Option?
Hi all
​
I'm looking to book international flights costing around $5,500, but my credit card limit is only $4,500.
​
I could request a credit limit increase, but I'd prefer to avoid any impact on my credit file for a one off purchase.
​
Has anyone in Australia successfully overpaid their credit card (for example, deposited an extra $1,500 into the card) and then used it for a purchase above the credit limit? My credit card has travel insurance and hence keen to buy through credit card,else I could've bought tickets using debit card.
​
Also, are there any payment methods or services that provide complimentary travel insurance similar to credit cards, or would I be better off buying standalone travel insurance?
​
Interested to hear what others have done in a similar situation.
​
Thanks!