u/Competitive-Cod4123

I met a cute guy at a graduation party yesterday. We talked for a while and flirted. He is cute although a little shorter than I normally like, has his shit together divorced. totally single an adult daughter and a teenage daughter owns his house, etc. Good job. He asked me out for a beer last night after the party.

So we met at a topgolf that was open and sat at the bar talked. When then it was over, walking me to my car he kissed me. I can honestly say the kiss was not good or exciting . Way too much tongue. It was just awkward and not hot are we doomed? He wants to go out tomorrow night and I really wanna say something to him in a nice kind way that that is not the way I like to be kissed.

I want to say something to him. I’m not sure if I should say something in person or I should text him, but the kissing got to improve where I am out.

How would you word it to him?

Mom is 78 and is still very healthy and living independently in the home me and my sister grew up in. We hoped to get this house after my mom finally leaves it as we have lots of wonderful memories there and it’s a great location. we just wanna keep this house in the family. We’ve been the only owners and it’s almost 50 years old.

Well, we found out five or six years ago. There’s actually a reverse mortgage on the house and the balance of it is eating up roughly half of the equity. The house is starting to have a lot of problems. So I’m guessing this reverse mortgage was my parents retirement and with that they hardly made any improvements on the house it is extremely outdated. We love the home, but it needs a lot of work.

I know this was their house to do what they want with but my sisters and I are kind of annoyed that we’re gonna have to pay off the reverse mortgage somehow find a way to do that and the house needs a ton of work and believe it or not it still has its original windows which are almost 50 years old. The pool needs to be re-plastered. A major landscaping overhaul on the front and the backyard since everything is dead, dirt, or the sprinklers don’t work. I’m not even sure whether some of the work my dad did on the house is actually permitted and registered. I suspect it is because he was a contractor his whole life, but the house is so outdated the carpet, the wallpaper, the paint the popcorn ceiling ceilings everything.

My mom is not shy about asking for money. She lives off $2300 a month I pay for things when they come up. I always take her out to dinner. I pay for Uber when she wants to go somewhere and not drive. And now she’s starting to complain about repairs needed on the house and no money to fix them. For instance, the drip system in the backyard and I am reluctant to spend any money fixing up this house unless it’s absolutely mandatory because there’s a chance we may wind up having to just sell the house pay off the reverse mortgage. Keep the extra and let the house go to an investor or a buyer, but honestly, the thought of somebody else living in our childhood home that we’ve owned all this time is really upsetting

I would really like to see where my personal finances are and come up with possibly paying cash for all needed repair repairs and updates and remodel ( at least 75k then take a mortgage out and pay off the reverse mortgage. That is doable, but who knows we’re interest rates and stuff will be 5 to 10 years from now.

Thanks for listening