u/Confident-Ad8505

Booking Moxche in the coming days. Trying to decide if we need to do impressions and or preferred or not as I am having a hard time understanding what each gets you.

As a point of reference. We have don’t Exellence brand resorts for the past 5 years. Roughly 10-12 trips. We did excellence club once at each resort and never felt like it really provided any benefit but not sure if that is the same here. We are mid 30s and trying here as we were told it is a little more lively than excellence. We are not looking for a full out party but some fun, some music etc while still having a more upscale vibe would be nice.

Any thoughts? If it is just upgraded liquor (I don’t drink) and one additional restaurant like excellence we’d probably go without but not sure if I am missing something.

Have 1m I am thinking about providing an advisor to manage. Direct indexing is the focus. My current strategy is VOO in Robinhood which is fine but I’m also holding to much cash and can’t get out of my way on the mental side as the market is “high”. So a level of out of sight out of mind is better approach probably for me.

With that, VOO has a bps of 3 and that’s all I pay right now.

Advisor is saying investments are around 20bps. Indexing fee is 20bps and he is 1% so a total fee structure of 1.4 vs my current .05.

What do most people pay for the advisory plus indexing fee? What is reasonable to expect?

Looking for recommendations for a trip in August. We have done excellence coral the past two times and love the resort, it’s super clean, good food but it was pretty quiet. Minimal at best day time activities and evening entertainment. Would love some suggestions on resorts with the same quality but more things going on and some folks in our age range. (Mid 30s)