Hi,

How can I cancel my primary employer's health insurance without quitting the job?

I got a second job and insurance through it because it provides fertility benefits as an add-on plan (Maven) which my primary employer's insurance does not offer.

I just learned I can't easily cancel my first employer's medical plan without a qualifying life event. I have moved out of state and thought that would fulfill it which my HR said will allow me to make new elections to that medical plan only (it seems they still want me to keep a plan with them ). HOWEVER, the insurance told me moving out of state is not considered a QLE because my current plan is available in every state. What else can I say/show?

I'm freaking out as my IVF was supposed to start this month. I am paying two deductibles and more importantly, Maven (the add-on plan) said they will NOT cover anything since my primary insurance does not cover it. So now, it seems, I cannot cancel my insurance until January and I have to keep my second job until then. I am physically burned out from the second job (first job requires heavy traveling and second job is night shift on the days Im not traveling).

any life pro tips please?

Thank you

Hi all,

1. How can I successfully and quickly cancel one of my two employer insurance medical policies? I just learned I can't easily cancel my first plan without a qualifying life event. I have moved out of state and thought that would fulfill it which my HR said will allow me to make new elections to that medical plan only (it seems they will not let me cancel insurance completely). HOWEVER, the insurance told me moving out of state is not considered a QLE because my current plan is available in every state.

I had my primary health insurance plan through my main employer which does not cover fertility benefits. So, I got a second job only because it provides fertility benefits as an dd-on plan (Maven) as long as I get insurance through them which I enrolled it.

I'm freaking out as my IVF was supposed to start this month. I am paying two deductibles and more importantly, Maven (the add-on plan) said they will NOT cover anything since my primary insurance does not cover it. So now, it seems, I cannot cancel my insurance until January and I have to keep my second job until then. I am physically burned out from the second job (first job requires heavy traveling and second job is night shift on the days Im not traveling).

I asked both insurances if they can switch primary/secondary roles which they said they can't. I don't know what to do.

Hi all,

1. How can I successfully and quickly cancel one of my two employer insurance medical policies without quitting my first job? I just learned I can't easily cancel my first plan without a qualifying life event. I have moved out of state and thought that would fulfill it which my HR said will allow me to make new elections to that medical plan only (it seems they will not let me cancel insurance completely). HOWEVER, the insurance told me moving out of state is not considered a QLE because my current plan is available in every state.

I had my primary health insurance plan through my main employer which does not cover fertility benefits. So, I got a second job only because it provides fertility benefits as an dd-on plan (Maven) as long as I get insurance through them which I enrolled it.

I'm freaking out as my IVF was supposed to start this month. I am paying two deductibles and more importantly, Maven (the add-on plan) said they will NOT cover anything since my primary insurance does not cover it. So now, it seems, I cannot cancel my insurance until January and I have to keep my second job until then. I am physically burned out from the second job (first job requires heavy traveling and second job is night shift on the days Im not traveling).

I asked both insurances if they can switch primary/secondary roles which they said they can't. I don't know what to do.