I have recently relocated to HK. It's difficult to carry enough water to get me through long hot trail runs. I regularly see water pipes (see picture) and villagers using them to fill up big bottles. Is this water safe to drink or should I buy a filter for my soft flask before drinking? For reference the picture was taken on Wilson trail section 5 near Tai Wai.
Recently relocated from UK to Hong Kong and about to rent out my previous UK primary residence (unfurnished 3 bed terrace in the South East, recently renovated). I have appointed an agency who will provide a fully managed service and have found tenants on my behalf.
I now need to take out landlords insurance and i'd value more experienced landlords views on what is and isn't required/sensible.
Definitely needed:
- Buildings insurance
- Liability insurance
Are these add-ons must-haves in the renters rights act era?
- Rent guarantee insurance
- Legal expenses cover
Don't think I'll take (but please shout if you think otherwise):
- Contents insurance
- Accidental damage cover
- Home emergency / Boiler cover
- Intentional damage by tenants
- Between tenancy vacancy cover
I looked through historic posts on this sub and my plan was to go directly to the below insurers for quotes. Have I missed anyone obvious/good? Would you recommend going direct or through a broker?
- DirectLine
- Alan Boswell
- Insure Homes Direct
- UK Insurance Net
Thanks a bunch!