u/Dear-Investment-2025

Beware: Unable to dispute Apple charges

So it turns out, if you have subscription charges on your Apple Card and you dispute it through Apple and they deny it, you no longer have a secondary recourse to go through your credit card because well it’s an Apple Card.

Moving all my subscription charges to a separate credit card and considering cancelling my Apple Card. I can get 3% on all charges through Robinhood plus better benefits. I see no reason to use an Apple Card.

Edit: not buyers remorse. This was a trial that converted into a full subscription and a request of refund that submitted the next day.

Edit 2: All I’m saying is that by using the Apple Card, you only have one channel to dispute this kind of charge. With another credit card, you now have two options in case one fails.

This is not about whether I have responsibility or not in cancelling on time.

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u/Dear-Investment-2025 — 4 days ago