
I never use my debt card
I try to never use my debt card and the rewards have really added up. I’m approaching $5,000 in Daily Cash received.
Side note, I only spend on my credit card what I can pay off right away. I never pay interest.

I try to never use my debt card and the rewards have really added up. I’m approaching $5,000 in Daily Cash received.
Side note, I only spend on my credit card what I can pay off right away. I never pay interest.
This has absolutely been the best choice I’ve made when it comes to credit/saving. I have other photos I could share but let’s just say I’ve saved a decent amount more than what you see currently, but this is good motivation.
I treat it as a debit card. I spend only what I can afford and pay off. The APY is great for the average Joe.
Highly recommend people let their money make money for them
A small thing, but it felt pretty cool. After years of seeing people use Apple Pay abroad, finally being able to tap my own iPhone and pay here was a nice little tech moment.
Apple Pay officially launched in India on 30 September 2026, initially supporting eligible Axis Bank Visa and Mastercard credit cards.
The payment itself was almost boringly simple - authenticate, bring the phone close to the contactless POS machine, done.
Of course, India already has UPI, which is difficult to beat for everyday payments. But Apple Pay is a useful addition, especially for card payments without having to take the physical card out.
Anyone else in Palakkad tried Apple Pay yet? Would be interesting to know which shops and POS terminals around the district are accepting it without issues., i asked this becuase i used it to fill fuel and after that, i tried the same in a super market - but that machine did not accept it... .
Hi everyone, a recently bought a MacBook and financed it using the card, my black ace for the month was 457 with including the first payment and the tax for it and other stuff. I connected my bank account to pay it but they charged me 457 twice. Idk if it was from their end or a mistake on my part. Would I be able to reverse that because it was an accident plus i want to finance the purchase in the first place. If so should I speak with Apple Card support or my bank? Thanks.
I had a ~$180 package stolen within minutes of delivery. I contacted the seller, the shipping company, and the theft insurance provider I purchased for the package, who have all been giving me the runaround. There are no cameras on my street or in my building that I can access, and my landlord and property manager both refused to assist with finding any footage, so the police will not file a report.
After weeks of this runaround, I filed a dispute today and received temporary credit. I've read many less-than-savory posts and stories about the outcome of disputing with GS.
I'm wondering how likely it is that GS will rule in my favor, and how long a ruling will potentially take. This is a pretty frustrating situation since literally none of the relevant parties will cooperate with me in any way.
Those of you that remember my previous post here. I finally got it . I came to the consensus the reasons for Denial are completely BS and theres no actual underwriting department. Every time I apply i had a different reason for denial to which none made sense . Nonetheless after 2 more tries , i got denied bevause “they couldn’t verify my identity”, even though i ised all the same information for all applications. None the less , i got it finally … Yay.. 😂😂
The first of the month and then today Apple tried to pay off the card with a payment I didn’t submit or authorize. I was able to catch it early and stop the payment.
Anyone have this issue happen to them?
Edit: Auto pay wasn’t set up. I have since set it up after the second payment attempt to try and stop it.
I was thinking of getting the Apple Card. I would be the account owner, and I would add my 2 adult children as participants. Can the account be set up so that all cash back they earn on their purchases gets sent to my account and not their Apple Cash accounts?
Saw this welcome offer on Facebook, not seeing it anywhere in wallet app during application. Would it still apply?
Mine cost 40.91 all together. Not saying I can’t afford it but I want to be able to use my Apple Card more often. But so into my Wells Fargo autograph card due to 3x cash back.
Do you use Apple Card each day? What do you spend it on usually? Just paid about $150 for my credit card today and I gotta pay hospital bills this month about 500 which is at a disadvantage for Apple Card since it gives 1%