Pre-Approval Baiting???
Hey All...
Finally going with CarMax for my next car.
Have read mostly great things.
My pre-approval rate was at 4.94% with a $5500 down payment over 60 months.
I thought, great!
Pay for the shipping of the car, start the paperwork, get to the finance options. 6.94% for the same rate and down payment.
My credit score is 820.
What is with this? I feel cheated.