▲ 6 r/HalalInvestor+1 crossposts

ONLY 14 SPOTS LEFT. Then the door closes, and it's the SEC, not us, holding the key.

Salaam Dhow Family.

We’ll keep this short and sweet.

Our team fought hard to get $10,000 minimums. In fact, we were advised against it by many in the industry.

But our mission is to get our community off the sidelines and into the private markets.

The reality is we are regulatory constrained in the number of $10,000 spots we can offer (shoutout to the SEC). And those spots have filled fast, even faster than we expected. For that, we are grateful to our community, to our supporters.
We have allocation in two great companies secured, with many more in the pipeline.

Complete your non-binding commitment here, and our team will reach out to help you secure your spot: https://lnkd.in/eCnqDhvB

Once you do so, we are happy to hop on a call. We will continue raising for Dhow Horizon Fund I, but those $10,000 spots will be gone.

Jazakallah, and we look forward to building a new future for our people together.

reddit.com
u/DhowDaddy — 7 days ago
▲ 4 r/HalalInvestor+1 crossposts

Venture for the People, by the People

Due to outsized demand, we have a limited number of $10,000 spots left in Dhow Horizon Fund I (this is for regulatory reasons)

After recent events, my brothers and I built Dhow. Our community needs to take greater control of our own capital.

Our first product, Dhow Horizon Fund I, is a $5M institutional-grade seed fund backing values-aligned tech founders from our community across North America.

Most VC funds require $250K+ minimums. We're opening access at $10,000.

A few weeks in, we already have two institutional commitments and active dealflow. The app goes live in the coming days, inshAllah.

Non-binding commitment link:

https://dhow.decilehub.com/pacts?pid=WnWyEqJK

You can also join the waitlist for the free app (additional features beyond investing) at: https://dhow.app/

Happy to hop on a call to walk through the thesis. And please share with anyone in your network who might be interested.

reddit.com
u/DhowDaddy — 20 days ago
▲ 42 r/HalalInvestor+3 crossposts

Muslims in the West need to up their game

Reflecting on one post I've seen on here recently.

Why is it that when it comes to ambition we find non-muslims exceeding us? (related to this dunya).

We should strongly believe that our Lord provides both in this world and the hereafter.

As the other post was saying, building prayer apps, calendar, islamic applications is great and may Allah facilitate the affairs and reward heavily of anyone doing so.

Let's also build the drive to own the next payment processors, social medias, AI models, infrastructure, and even rocket businesses.

I'm thinking about building an accelerator for Muslim founders in London. Anyone that might be interested?

reddit.com
u/Current-Payment-5403 — 1 month ago
▲ 9 r/IslamicFinanceUSA+1 crossposts

Dhow Horizon Fund I: Investing into Muslim-Owned and Values-Aligned Startups

Salaam Brothers and Sisters!

After October 7, something clicked for me and my brothers. We kept talking about influence, about a seat at the table, and we kept landing on the same answer: a lot of it traces back to ownership and capital. You don't build lasting power by staying on the sidelines.

So we built Dhow (Dhow.app), a platform to get Muslim investors into private markets, the asset class that has quietly created an enormous share of generational wealth and has stayed mostly walled off behind $250K minimums and institutional access.

Our first product is a seed fund backing Muslim-origin and values-aligned tech founders across North America. These founders are already building category-defining companies, they're just routinely overlooked by traditional capital. We mapped 200+ on-thesis companies that have collectively raised over $6B, and we built proprietary access to the next wave coming out of that network.

The app hits the App Store this week, inshAllah. I'd genuinely love feedback from this community, both on the product and on the bigger question.

You can complete a non-binding PACT here:

https://dhow.decilehub.com/pacts?pid=WnWyEqJK

We fought hard to keep minimum’s low and accessible ($10k). THIS IS NOT an investment into secondaries. This is a full-functional VC fund, and we will invest directly into Muslim-founded and values-aligned companies.

This is building economic resistance. Set sail with us!

u/DhowDaddy — 1 month ago
▲ 7 r/IslamicFinanceUSA+2 crossposts

Is launching crypto tokens halal?

Straight up. Not meme coins. No rug pull. No fake commitments.

I'm talking about real halal utility projects, with a clear timeline and growth plan.

The money would be earned via the buy and sell tax for each transaction which would be explicitly stated.

reddit.com
u/Aura-Sampler — 1 month ago
▲ 5 r/HalalInvestor+1 crossposts

I’m all for democratizing private markets. Retail investors have been locked out of venture for too long, and more access is generally a good thing.

But I won’t be touching USVC.

At first glance it doesn't seem that bad: 1% management fee, no carry, $500 minimum, and access to private companies.

The problem is the structure.

USVC’s net expense ratio is listed at 2.5% per year, and the fund mostly gets exposure through other venture funds, SPVs, growth rounds, and secondaries. Those underlying vehicles charge their own fees and carry.

So this is not really “1% and no carry vs. 2 and 20.”

It is often venture exposure through multiple layers before your dollar reaches the actual company.

This is crucial because venture returns are driven by a few winners. If the winner has to pass through an underlying SPV/fund first, then through USVC’s expenses on top, your upside gets diluted.

Stage matters too.

USVC’s largest disclosed holdings appear to be late-stage private companies already valued in the tens of billions. These may be great companies, but the 10x math is much harder once a company is already that large. I fear retail investors will be used as exit liquidity here.

You get recognizable names, but a lot of the asymmetry may already be gone.

That's my issue with it. Private market access should mean more than giving retail investors a small, fee-layered slice of crowded late-stage companies.

At Dhow, we’re taking the opposite approach.

Dhow Horizon Fund I is a direct $5M early-stage fund writing first checks into Muslim-origin and values-aligned founders, primarily in North America. Around 16 companies. One layer of fees. A portfolio built at the stage where one breakout winner can actually move the fund.

For $500, USVC may be a reasonable option because there aren't many alternatives.

For $10K and up, I'd rather own a direct position in an early-stage portfolio than a diluted slice of names everyone already knows.

That's why I won’t be touching USVC.

And that is why we’re building Dhow.

Sail with us

Not investment advice. Private market investing is risky, illiquid, and not suitable for everyone.

u/DhowCIO — 2 months ago
▲ 18 r/HalalInvestor+1 crossposts

https://preview.redd.it/q60cu57uo5yg1.png?width=1672&format=png&auto=webp&s=451ad7d0149686a98b8f3f87ae522a737248ab3a

Salaam everyone 👋 - Wanted to share something we’ve been building toward for a while.

We’re launching Dhow Horizon Fund I, a $5M early-stage venture fund focused on backing high-upside technology companies with Muslim-origin founders.

The thesis is simple: there’s a lot of serious founder talent across the Ummah, but early-stage capital is still fragmented. Strong Muslim founders are building in massive markets, yet many don’t have access to the right investor networks early enough. At the same time, a lot of Muslim investors want exposure to private markets and founder-led opportunities, but the best deals are usually crowded by the time they become widely visible.

That gap is what pushed us to move from just writing about companies through Dhow Dispatch to actually allocating.

With Horizon Fund I, we’re aiming to build a concentrated portfolio of ~16 pre-seed and seed-stage companies. We’re looking for founders with early traction, large markets, strong founder-market fit, and signs of real differentiation.

https://preview.redd.it/nz91unjij5yg1.png?width=1024&format=png&auto=webp&s=d2d2b4acb95768e4f5039664ac2e76d354395252

Our focus is broad: AI, robotics, healthcare, biotech, climate, space, fintech infrastructure, industrial automation, core software, and other venture-scale categories. We’re also open to consumer products and brands, including food, drinks, apparel, and lifestyle products, as long as there’s strong early traction and the potential to become a category-defining company.

We’re already plugged into founder communities, accelerators, and early-stage ecosystems across the US and beyond. We’ve also secured our first institutional, value-aligned investment.

On the product side, the Dhow app is already in beta and should be live on the App Store next week. The goal is to bring founders, investors, research, and opportunities into one ecosystem built around community-aligned capital.

Long term, we want Dhow to become infrastructure for Muslim economic ownership: our capital backing our people, our companies, and our future.

If you’re an accredited investor and want to learn more about investing in Dhow Horizon Fund I, feel free to DM me.

If you’re a founder building in line with this thesis, stay tuned. We’ll be sharing details soon on how to pitch us.

Disclaimer: This post is for informational purposes only and does not constitute investment advice or an offer to sell securities. Any offering of interests in Dhow Horizon Fund I will be made only to verified accredited investors pursuant to Rule 506(c) of Regulation D and through definitive offering documents. Investing involves risk, including possible loss of principal and no guarantee of returns.

reddit.com
u/DhowCIO — 2 months ago
▲ 11 r/HalalInvestor+2 crossposts

We’re putting together our first $5M micro-fund, and I’m trying to think through LP minimums.

One option is setting the minimum around $10k so we can include more every day accredited retail investors, operators, founders, and angels who could be helpful beyond just writing a check. The obvious tradeoff is that more small LPs can mean more admin, more communication, and more headaches overall.

At what point does letting in smaller checks become a strength because you’re building a real network around the fund, and at what point does it just become a headache?

And if you saw a $10k minimum on a first fund, would that feel thoughtful and accessible, or would it make you question how serious the fund is?

Would love to hear from anyone who has written angel checks, invested as an LP, or raised a small fund before.

reddit.com
u/DhowCIO — 2 months ago