u/Direct_Mycologist558

NRI planning to settle permanently in Coimbatore in exactly 5 years from now.

House purchase corpus is ready and currently invested at ~6-7% annual returns.

The four options I'm weighing:

Buy ready-to-move now — lock in price, but vacant for 5 years with maintenance/tenant hassle

Buy under-construction (3-4 yr delivery) — better pricing maybe, but builder risk

Retire, rent for 2-3 years, then buy — explore neighbourhoods properly, but rent is sunk cost and prices may rise

Buy good resale property closer to retirement — no GST, negotiable, no risk of delays

Thanks 🙏

NRI planning to settle permanently in Coimbatore in exactly 5 years from now.

House purchase corpus is ready and currently invested at \~6-7% annual returns.

The four options I'm weighing:

Buy ready-to-move now — lock in price, but vacant for 5 years with maintenance/tenant hassle

Buy under-construction (3-4 yr delivery) — better pricing maybe, but builder risk

Retire, rent for 2-3 years, then buy — explore neighbourhoods properly, but rent is sunk cost and prices may rise

Buy good resale property closer to retirement — no GST, negotiable, no builder risk

Also undecided on villa vs apartment — open to both, no kids to anchor location, so flexibility is high.

Especially want to hear from:

NRIs who retired and settled in Coimbatore

Anyone who did "rent first, explore, then buy" — worth it?

Villa owners vs apartment dwellers — what do you wish you'd known?

Thanks 🙏

NRI planning to settle permanently in Coimbatore in exactly 5 years from now.

House purchase corpus is ready and currently invested at ~6-7% annual returns.

The four options I'm weighing:

Buy ready-to-move now — lock in price, but vacant for 5 years with maintenance/tenant hassle

Buy under-construction (3-4 yr delivery) — better pricing maybe, but builder risk

Retire, rent for 2-3 years, then buy — explore neighbourhoods properly, but rent is sunk cost and prices may rise

Buy good resale property closer to retirement — no GST, negotiable, no builder risk

Also undecided on villa vs apartment — open to both, no kids to anchor location, so flexibility is high.

Especially want to hear from:

NRIs who retired and settled in Coimbatore

Anyone who did "rent first, explore, then buy" — worth it?

Villa owners vs apartment dwellers — what do you wish you'd known?

Thanks 🙏