u/Dismal_Grab_9327

I have always wanted a Metrobank World Mastercard because I believe that it fits my lifestyle. I've applied for that card specifically two months ago, and I was rejected. I don't wanna wait for a few more months to apply for it again and not have a guarantee of getting that specific card.

So, my plan is to get a secured credit card (SCC), provide the holdout amount into an online time deposit because as far as I know, that's 4% plus per annum. I don't have a problem with the holdout amount because I have that amount.

What I'm just wondering is if I could get an approval for that secured credit card, Metrobank World Mastercard, considering that I was just recently rejected for that card.

Is this a good idea?

Hello,

I want to get a card that earns miles. I'm deciding between Metrobank Travel Visa Signature versus Metrobank World.

I'm leaning more towards Metrobank World because from what I read previously, it allows for 3x multiplier for e-commerce spend. Most of my purchases are from e-commerce like Shopee or Lazada, which is why I'm leaning more towards that card so I can earn miles fast.

However, what I'm not sure of is if that e-commerce 3x multiplier on e-commerce and travel spend is still applicable today. Was that just a promo or is that permanent? Should I just get the Travel Visa then?

Title.

I’ve filed for 1701 but haven’t paid for it yet. It was up until recently only that I knew that I could pay in 2 installments by mentioning that on the form. I would prefer to do that. Can I refile or is it not allowed anymore?