u/Distinct_Week7427

Hello. I have a Asus Rog Strix B550 f motherboard and i have 2 m.2 slots 1 4th gen and one 3rd gen. My C drive is a 500gb Samsung 970 evo with only 30.7tb written according to samsung magician. I believe its in good shape. My second slot is a gen 3 and has some random 500gb i took out of a laptop. Been this way for a few years. However i just obtained a 1tb Crucial Gen 5 P510 m.2 brand new sealed. I know i can put it in my C drive and have extra storage. What i am trying to figure out is if it is worth doing. I have not filled up my 500gb. Should i put the new crucial as my c drive and put the samsung as the second drive in the gen 3 slot? or should i keep the 1tb in my pc parts for future motherboard or backup? I got nervous because someone told me my m.2 will be no good if i let it sit. I feel like it will be a huge pain to reinstall windows again. most my games are on Large Solid state and regular HDDS Hope i am in the right place

Im in a tight spot I lost my job. I owe 3k to a music store and have been 2 months behind. I also owed cashapp like 300. And I owe for a bed I financed. But my score is 512 and im wondering how bad it will get . I am 26 my bank also closed because they charged a monthly fee and amazon prime made it go negative then they piled fees on. I was also like screw it and used snap finance to get a nice computer part that was tied to my bank but it closed.