Experian has dropped my credit rating and they want me to pay to find out why
So this morning I woke up to 3 emails from next,house of Frasier and Clearpay saying my accounts are on freeze due to my credit
I’m up to date on all my payments I use those 3 accounts at Christmas, my daughters birthday and back to school time than pay them back within a month. I was speaking on the phone to next customer service as the full £500 was paid off since February they said it wasn’t anything on their end the freeze came from Experian.
I logged into my Experian account my credit score is a shocking 352 where my bank account is showing 650. They want me to pay a subscription to tell me what is affecting my score or raise a dispute
I’ve not taken out any credit cards,loans etc nor has my circumstances changed ether to lower my credit score especially that drastically. Does any one know why this would have happened or any advice?
I do apologise if this is all over the place you can imagine my head space right now