u/Dry-Spray8539

I’ve been reviewing my own spending habits in Switzerland and noticed that currency exchange and foreign payments can get quite expensive with traditional banks.

Especially CHF → EUR conversions and card usage abroad.

Recently I started testing fintech alternatives like Revolut mainly for travel and EUR spending.

In practice, the FX margin seems lower compared to my Swiss bank, but I’m curious about long-term perspectives.

Has anyone here done a proper cost comparison between Swiss banks and fintech solutions over time?

Living in Switzerland changed how I look at banking costs, especially when dealing with CHF and EUR.

Over time I noticed that international spending and currency conversions can quietly become quite expensive with traditional banks.

I started looking for alternatives and tested Revolut mainly for travel and EUR payments.

For my situation, the difference in FX fees compared to Swiss banks was noticeable when spending abroad.

Now I’m curious what other expats here actually use in practice to reduce banking and FX costs while living in Switzerland.

Boas 👋

Estou a dar 50 CHF (\~54€) a quem completar um registo Revolut através do meu convite.

É necessário:

• validar identidade

• adicionar dinheiro

• fazer 3 compras de pelo menos 10 CHF (\~11€)

• pedir o cartão

Depois de tudo confirmado, envio os 50 CHF (\~54)👍

Interessados mandem mensagem privada.