u/DuckQueen18

How can i incorporate my rental income / cashflow to get my coast number? Can i afford to coast? My plan is to take 1yr off work and live in Philippines which will only cost me 20k cad all year. Thats already luxury in there 😂.

I just found out about coast fire, i wanna know when i can coast. All the calculator in google doesnt add rental income or cashflow. How do i add this?

37F, single, 160k income.

Stocks/etf
Tfsa maxed - 190k
Rrsp - 70k
Personal - 10k

Rental / primary - 1.3m

Debt (mortgages) - 980k

I wanna Retire at 50yrs old, 40k annual expenses, 4% withhdrawal.

I just noticed that CRA added 2009 & 2010 TFSA contribution room for me. It was there since the beggining. I just assume that it started 2011, since thats when i started here in Canada.

I just Maxed out my tfsa room including 2026, (usually leave about $1-2k, just incase i over contribute) I based my numbers with Cra account, and brokerage record, always bang on with withdrawals and contribution at the end of the year and when they updated their system. So i thought 😳😬.

I move to Canada Dec 2011, file my first tax return march 2012. I didnt open TFSA account till 2016, just saving. Start investing slowly on 2018, and agreesively last couple years. Thats when i started tracking.

Whats my next step? Withdraw the 10k room of 2009-2010?

Call CRA?

I just noticed that CRA added 2009 & 2010 TFSA contribution room for me. It was there since the beggining. I just assume that it started 2011, since thats when i started here in Canada.

I just Maxed out my tfsa room including 2026, (usually leave about $1-2k, just incase i over contribute) I based my numbers with Cra account, and brokerage record, always bang on with withdrawals and contribution at the end of the year and when they updated their system. So i thought 😳😬.

I move to Canada Dec 2011, file my first tax return march 2012. I didnt open TFSA account till 2016, just saving. Start investing slowly on 2018, and agreesively last couple years. Thats when i started tracking.

Whats my next step? Withdraw the 10k room of 2009-2010?

Call CRA?

I just noticed that CRA added 2009 & 2010 TFSA contribution room for me. It was there since the beggining. I just assume that it started 2011, since thats when i started here in Canada.

I just Maxed out my tfsa room including 2026, (usually leave about $1-2k, just incase i over contribute) I based my numbers with Cra account, and brokerage record, always bang on with withdrawals and contribution at the end of the year and when they updated their system. So i thought 😳😬.

I move to Canada Dec 2011, file my first tax return march 2012. I didnt open TFSA account till 2016, just saving. Start investing slowly on 2018, and agreesively last couple years. Thats when i started tracking.

Whats my next step? Withdraw the 10k room of 2009-2010?

Call CRA?