u/DullFunction2593

So, I want to invest 50 lakh in equity, and I am planning to invest in these funds through 12 month STP.

UTI Nifty 50 Index: 25%
Parag Parikh Flexi Cap: 25%
Edelweiss Mid Cap:20%
UTI Nifty Next 50 Index: 15%
Bandhan Small Cap:15%

I already have 20 lakh in an emergency fund and 5 lakh invested in stocks.
Can you please review my portfolio and the funds I am planning to invest in? Do you think I should change any of the funds?

I have two questions:
1. Should I invest 10% in the Nifty Next 50?
2. Considering the current situation and AUM size of Parag Parikh Flexi Cap, should I invest in it?
My main goal is to generate good returns. My time horizon is 5–7 years, but it could be 7–10 years or even longer. with moderate risk tolerance 😅

Currently, the 50 lakh is parked in arbitrage funds.

Hi everyone,
I an in my early 20s and have around 1 crore in savings. It's all in fixed deposits right now. I don't know much about investing, so I am looking for some genuine advice.
I want to move away from FDs because I'm in the 30% tax bracket. From what I've been told, after taxes, the interest barely beats inflation, so it doesn't seem like the best long-term option.
My plan is to keep 15 lakh in FDs as an emergency fund and invest the remaining 85 lakh in mutual funds. and I'm thinking of starting an SWP to withdraw around 60,000 per month.
I don't want to risk my principal.Is there a better approach?
I would love suggestions!
Thank you

Hello everyone, I am a freelancer and I export IT services. I have been exporting services since 2022.
This year, I changed my CA. He told me that I should keep an eFIRA/FIRC for my export payments. My previous CA never told me about this, so I didn’t know I needed it. Because of that, I have never asked my bank for an eFIRA/FIRC for any of my payments since 2022.
Yesterday, I went to my HDFC Bank branch and asked for an eFIRA/FIRC. At first, they didn’t know what it was. After I explained it, they said they can’t issue it for payments this old. They are also not helping me, and it looks like they don’t know the proper process.
What should I do now? I need eFIRA/FIRCs for all my export payments from 2022 until now, but the bank is not helping.

Hi, so for context, I am 23 years old software engineer work as a freelancer and doing well. I recently bought a new car did some international trips and things are going well for me. Most of our relatives and their kids seem to be jealous of me. And I already told my parents that I don’t like going to family functions because most of our relatives don’t talk to me. But my father gets angry and forces me to go, saying that I am not special. We had an argument about this today, and I ended up having to attend the function.
After reaching there, I just sat in a corner
After a while, a group of my old cousins came and started asking me some weird and uncomfortable questions.
Like what I’m doing these days, how much I am earning
“I said I do freelance work, so my income varies, but I’m doing well.”
They kept asking “how much do you make in a month. I told them 50-60k INR. (even though I actually earn 3–4 times more than that.)
After that, they asked me what I had planned for my future and why I wasn’t doing a job. I said that “I don’t need a job right now”. Then they told me that I wouldn’t be able to get a job in the corporate because companies require experience and wouldn’t hire me. I replied that ” I don’t want to do a job right now, and if I ever decide to, I can simply join any company” .they kept telling me that experience is important in the corporate (btw their salary is 30-40k per month and one of them have a small shop and doesn’t have experience in anywhere. Still they were still giving me career advice.)
After that conversation, my mood was ruined, and I went back and sat alone in the corner again.And I try to explain this to my parents but they don’t want to understand. So please tell me, how do you avoid family gatherings? Because I don’t want to go.

Hi guys, I am 22 years old and I want to learn swimming. I don’t know how to swim at all so I’m looking for recommendations for good swimming classes Where the coaches are good and swimming sikhne mein kitna time lagta hain and also looking for a company. Also looking for some company 😅 🏊‍♂️