u/Edge_of_the_Wall

I’ve been diagnosed with advanced cancer and my spouse and I are moving out of state so I can undergo treatment. (Location: moving from Florida to Tennessee) We are selling our house, which we own outright, and it should bring in about $250k. Since we will be moving into an apartment, we'll have this $250k sitting in cash.

In a best case, I recover and we buy another house in a few years.

Worst case is I pass away in the next few months, and my wife purchases a home after.

I don’t have life insurance, so this money is going to be my wife's nest egg. I want to protect the $250k from tax pitfalls, but also don’t want it to be nickeled and dimed away throughout my sickness.

I have health insurance, and my wife and I are in our 40s.

Any help would be greatly appreciated. If you’ve made it this far, know that I wish you the very best, and hope you have a day full of life and love and happiness.

I’ve been diagnosed with advanced cancer and my spouse and I are moving out of state so I can undergo treatment. We are selling our house, which we own outright, and it should bring in about $250k. Since we will be moving into an apartment, we'll have this $250k sitting in cash.

In a best case, I recover and we buy another house in a few years.

Worst case is I pass away in the next few months, and my wife purchases a home after.

I don’t have life insurance, so this money is going to be my wife's nest egg. I want to protect the $250k from tax pitfalls, but also don’t want it to be nickeled and dimed away throughout my sickness. I thought about putting it into a trust for her, but don’t know if that’s creating more trouble for her further down the road.

Any help would be greatly appreciated. If you’ve made it this far, know that I wish you the very best, and hope you have a day full of life and love and happiness.

**Edit**: thanks for the comments and suggestions. It seems I need to add a couple of clarifications:

I’m in my 40s, have health insurance, and am not concerned about creditors other than the government.

Just found out I have lymphoma. Any suggestions on the best doctor/practice/treatment center? Thanks so much in advance!